Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.
- The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
- Top income annuities, both Fixed Indexed and Variable, include products currently offering the highest income* payouts.
- Top growth products, both Fixed Indexed and Variable, are based on several factors, including company rating and benefits.
Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.
Annuity Types
Fixed Annuity (MYGA)
Guaranteed fixed rate of return for a specified period of time.
Fixed Indexed Growth Annuity
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
Fixed Indexed Income Annuity
Principal protection with upside potential through index participation coupled with a Lifetime Income Benefit Rider.** Principal protection, growth and lifetime income.
Variable Income Annuity
Securities investments coupled with a guaranteed income benefit rider*** which provides income for life.
Variable Growth Annuity
Investments in securities can accumulate and grow tax-deferred. Can include additional rider benefits, such as a death benefit.
Top Fixed Annuity (MYGA) Rates
Top Rates as of 11/21/22
3 Year MYGA
American Life
American Classic 3
5.36%
5 Year MYGA
The Ohio State Life Insurance Company
Nex5
5.65%
7 Year MYGA
The Ohio State Life Insurance Company
Nex7
5.65%
10 Year MYGA
The Ohio State Life Insurance Company
Nex10
5.50%
Top Fixed Indexed Growth Annuities
Midland National
RetireVantage 10
American Equity
AssetShield 10 with Enhancements
Athene
Ascent Accumulator 5, 7 & 10
Midland National
Midland National Summit Edge 5 & 7
Top Variable Growth Annuities
Athene
Amplify
Equitable
Structured Capital Strategies
Jackson
Elite Access
Nationwide
Monument Advisor
Top Fixed Indexed Income Annuities
AIG
Assured Edge Income Builder
Nationwide
New Heights 9 & 12
National Western
Income Outlook Plus
Protective
Guaranteed Income Index Annuity
Athene
Athene Ascent Pro 10
Symetra
Symetra Income Edge
Top Variable Income Annuities
Nationwide
Max
AIG
Income Plus (Option 2)
Brighthouse Financial
FlexChoice Expedite
Jackson
Lifeguard Freedom Flex
Pacific Life
Enhanced Income Select
Allianz
Index Advantage
* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.
