Standout Annuity Products Carefully Selected by our Experts!
The annuity market is constantly evolving, with rates and product features shifting in response to economic changes. At Annuity FYI, we understand that staying informed is crucial for maximizing your retirement security. That’s why our expert team is dedicated to providing you with the most current and advantageous annuity recommendations every single month.
Why Trust Annuity FYI’s Picks?
For over 25 years, Annuity FYI has been a direct-to-consumer platform for people who want straightforward, unvarnished guidance on fixed annuities and retirement income. Our team rigorously analyzes current rates, monitors market trends, and evaluates which products offer the best combination of growth potential and guaranteed income opportunities for retirees. This monthly update ensures you always have access to the annuities performing best right now.
About Our Monthly Top Annuity Picks
Rates vary by state, age, spousal info, and other factors. Product availability is not guaranteed in all locations. To receive a custom quote or product information for personalized options, please contact us.
Top Fixed Index Annuities for Growth
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
1.
Index Protector
Why We Like It
Commission free annuity - S&P 500 based index performance with no surrender fees from an A++ rated company founded in 1851
2.
Index Foundation 2
Why We Like It
No renewal rates! S&P 500 based index performance, locked in rates/caps and no fees
3.
Strategic Growth Annuity 7
Why We Like It
Earn 8% guaranteed in the first year. Diverse selection of index options, including the S&P 500, thereafter
4.
Accumulator
Why We Like It
Earn interest based on the S&P 500 via strong cap or participation rate strategies with no fees. Bailout rate included
5.
OptiBlend
Why We Like It
Unique strategies pertaining to Roth conversions and mitigating tax consequences. No market risk or fees
Top Fixed Index Annuities for Income
Guaranteed Lifetime Income is dependent on multiple factors including, but not limited to age, state of residence and deferral period. Please consult one of our professionals for an exact quote.
1.
MarketEarly
Why We Like It
Highest in class guaranteed lifetime income at the 3-5 year deferral range, competitive fee structure and strong Long Term Care rider
2.
MarketFuture
Why We Like It
Highest in class guaranteed lifetime income at the 6-10 year deferral range, competitive fee structure and strong Long Term Care rider
3.
TruePath Income
Why We Like It
Strong guaranteed lifetime income after a 1 year deferral with favorable Long Term Care rider
4.
Power Select Plus
Why We Like It
Industry leading income figures throughout 60's and 70s from an A rated carrier, particularly for joint life
5.
150+ SE
Why We Like It
Highest in class immediate income
Top Bonus Annuities for the Annuity Rescue Program
1.
Performance Elite Plus
Why We Like It
Now offering up to a 27% premium bonus in all states and competitve rates on a diverse selection of index options
2.
PrimeStart Bonus 10
Why We Like It
14% premium bonus with a best entry feature allowing you the lowest index buy in price in the first 90 days of issue
3.
American Select Bonus 10 Plus
Why We Like It
Up to a 23% bonus and issues until age 85. Great for those looking to pare down risk in later years while minimizing impact of paying capital gains taxes
4.
TopRidge Bonus
Why We Like It
20% premium bonus, unique liquidity features making this a compelling choice for income planning or funding life insurance/long term care
5.
Charter Plus 14
Why We Like It
Up to 27% premium bonus from an A+ rated company founded in 1886
Be sure to sign up today to receive the Top Picks Monthly Newsletter!
Get monthly updates, expertly curated by Brian Hamlin, delivered directly to your inbox.
How to Get More From our Monthly Top Picks
Sign up to receive our Top Picks Monthly Newsletter directly in your inbox. Monthly updates curated by our expert, Brian Hamlin.
Discover Standout Annuity Products
We highlight the standout annuity products across various categories that meet our high standards for financial strength, competitive rates, and beneficial rider options. We focus on products designed to help you achieve your specific retirement goals.
Find Annuities That Fit Your Retirement Strategy
Retirement planning is personal. Our picks are curated to help you identify annuities that align with different risk tolerances and income needs, whether you are prioritizing maximum asset growth, principal protection, or a dependable lifetime income stream.
Get Rate Updates and Retirement Planning Insights
The financial landscape can change quickly. Our monthly picks include the latest rate changes and essential retirement planning insights, ensuring your strategy is built on up-to-date information.
Tune in to the Annuity FYI YouTube channel for a monthly video rundown
Each month, Annuity FYI’s Brian Hamlin provides insights into his top Annuity Picks, which are categorized into three key areas:
- Growth Annuities – for those looking to maximize long-term potential
- Bonus Annuities – products with strong upfront incentives
- Fixed Annuities – stable choices offering reliable, guaranteed rates
