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What is a Fixed-Indexed Annuity?

A fixed-indexed annuity is a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified stock market index (such as the S&P 500®), reduced by certain expenses and formulas. At the time the contract is opened, a term is chosen, which is the number of years until the principal is guaranteed and the surrender period is finished.

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ANNUITY FYI’S TOP INCOME FIAs

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Just wanted to compliment you on your balanced presentation of equity-indexed annuities, in particular how you highlight ones that may be worth exploring, as well as those you think are a terrible deal for the consumer. Your warnings against these equity-indexed products are very refreshing. I’ve not seen that before. Thanks you for your honesty!

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I really appreciate your friendly staff and valuable feedback on my annuity. You were the first group that actually helped me understand what I owned and didn’t try to sell me something but in turn educated me how to get the most out of my current annuity.

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