DOL Requests Delay in Fiduciary Rule Implementation
Two days ago, documents were filed by the Department of Labor to delay the implementation of phase two of the …
Fixed Indexed Annuities
What is a Fixed-Indexed Annuity?
A fixed-indexed annuity is a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified stock market index (such as the S&P 500®), reduced by certain expenses and formulas. At the time the contract is opened, a term is chosen, which is the number of years until the principal is guaranteed and the surrender period is finished.
ANNUITY FYI’S TOP INCOME FIAs
| Company | Product Name |
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Ascent 10 Bonus 2.0 |
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Secure Income Annuity |
| Click Here for Complete List… | |
ANNUITY FYI’S TOP GROWTH FIAs
| Company | Product Name |
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PrimePath 12 |
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Highlander |
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New Heights |
| Click Here for Complete List… | |
FROM OUR BLOG
Insurance Industry Could Influence DOL Rule Changes
If you’re one of the many professionals in the insurance industry who wants to see a change in the Department …
FIA Trend Continues with New Product From Symetra
The trend in fee-based fixed indexed annuities continues with a recent announcement from Symetra Life Insurance Company. The leading fixed …
ARTICLES & GUIDES
Hard Facts about Soaring FIA Sales
The bottom line is that the purchase of an FIA may make sense, with or without a lifetime ….
Fixed Indexed Annuities Are Fine – But Can Be Even Better if You Tinker Around the Edges
As we have said before on Annuity FYI, fixed indexed annuities (FIAs) are hot sellers, and ….
Fixed Indexed Annuities are Hot
There is something special about a particular type of annuity you may or may not have heard of….
If It Ain’t Fixed Indexed, It’s Broken
Fixed indexed annuities remain a niche product, representing only about 10% of annuity sales. But that the niche…
We Love Fixed Indexed Annuities / We Hate Fixed Indexed Annuities
If annuities in general incite controversy, fixed indexed annuities (FIAs) are easily the most polarizing…
How to Create A Pension Fund for Your Family Using Fixed-Indexed Annuities
The corporate pension plan is an endangered species, and is becoming more and more rare.For many retirees…
Fixed Index Annuities Getting a Fresh Look
More Investors Are Turning to FIAs to Protect and Grow a Part of Their Retirement Nest Egg…
Annuity Warning #5: Fixed-Indexed Annuities
Most fixed-indexed annuities limit interest crediting with the participation rate. For instance, the insurance…
TESTIMONIAL
““Just wanted to compliment you on your balanced presentation of equity-indexed annuities, in particular how you highlight ones that may be worth exploring, as well as those you think are a terrible deal for the consumer. Your warnings against these equity-indexed products are very refreshing. I’ve not seen that before. Thanks you for your honesty!”
TESTIMONIAL
““I really appreciate your friendly staff and valuable feedback on my annuity. You were the first group that actually helped me understand what I owned and didn’t try to sell me something but in turn educated me how to get the most out of my current annuity.”
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