What is a Fixed-Indexed Annuity?
A fixed-indexed annuity is a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified stock market index (such as the S&P 500®), reduced by certain expenses and formulas. At the time the contract is opened, a term is chosen, which is the number of years until the principal is guaranteed and the surrender period is finished.
TOP FIXED INDEXED GROWTH ANNUITIES | |
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Ascent Accumulator 10 |
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Index Edge10 |
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Asset Shield 10 |
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New Heights 12 |
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TOP FIXED INDEXED INCOME ANNUITIES | |
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New Heights 9 & 12 with Highpoint 365 |
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Secure Income Annuity with GLWBR |
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Preferred 222 with Income Rider |
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Prime Path 9 & 12 with Income Rider |
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Fixed Income Annuity with Income Rider |
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Income Shield 10 with LIBR |
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ARTICLES & GUIDES
Product Review: Security Benefit Strategic Growth
The Security Benefit Strategic Growth FIA is a bit more generous than most. Strategic Growth is offering a 50% participation rate on the S&P 500, compared to 40% to 45% at competing growth FIAs ...
Product Review: Athene Ascent Pro 10
A creative Athene fixed indexed annuity could make you a big winner. In effect a hybrid of a growth FIA and an income FIA, the Athene Ascent Pro 10 offers a stronger chance to beat the going guaranteed rate by doubling annual gains in the index and adding them to the annuity’s income base ...
How to Shop for Fixed Indexed Annuities (FIAs)
The Annuity FYI Checklist: How to Shop for Fixed Indexed Annuities provides shopping tips including the importance of analyzing the emphasis of the FIA you are eyeing, the need to compare multiple index options within the FIA and how to make sure you’re dealing with a credible investment advisor with a clean record....
Product Review: Fidelity & Guaranty Safe Income Plus 10
F&G’s payout rate is a whopping 12.47% – more than the average annual gains of the S&P 500, including dividend reinvestment. Remember that this income payout is guaranteed, so payments continue until death, regardless of whether the annuity’s principal is exhausted...
Product Review: Nationwide New Heights 12 Fixed Indexed Annuity
A rare exception, the Nationwide New Heights 12 is a fixed indexed annuity offering both a competitive index participation rate for growth and a competitive guaranteed income rider. ....
Product Alert: Athene Agility 7 & Athene Protector 5 Fixed Indexed Annuities
Both of these fixed-indexed annuities have generous investment terms and no long-term commitment due to their lower than average surrender periods ...
Product Alert: Pacific Life Index Edge 5 & Index Dimensions 10 Fixed Indexed Annuities
There Isn’t Always a Catch When You Buy an Annuity from a Top-Rated Insurer. Pacific Life offers a fixed indexed annuity (FIA) with an attractive and rare surrender period of only five years and another FIA that offers more generous terms
in an otherwise standard product with a typical 10-year surrender period ...
With Luck, New No-Commission FIAs Could Become Very Good Deals
One of the most intriguing consequences of the Department of Labor’s fiduciary rule ....
Hard Facts about Soaring FIA Sales
The bottom line is that the purchase of an FIA may make sense, with or without a lifetime ....
Fixed Indexed Annuities Are Fine – But Can Be Even Better if You Tinker Around the Edges
As we have said before on Annuity FYI, fixed indexed annuities (FIAs) are hot sellers, and ....
Fixed Indexed Annuities are Hot
There is something special about a particular type of annuity you may or may not have heard of....
If It Ain’t Fixed Indexed, It’s Broken
Fixed indexed annuities remain a niche product, representing only about 10% of annuity sales. But that the niche...
We Love Fixed Indexed Annuities / We Hate Fixed Indexed Annuities
If annuities, in general, incite controversy, fixed indexed annuities (FIAs) are easily the most polarizing...
The Best No-Risk Annuities of 2017
There are good annuities, average annuities and at best mediocre annuities, measured, in large part, by the return they generate over time ....
Compare Top Fixed-Indexed Annuities
In the current low interest rate environment, Annuity FYI believes fixed-indexed annuities may provide investors with a better return than fixed annuities, while still protecting your principal. Furthermore, some fixed-indexed annuities come with optional living benefit riders that can offer more income in later years than most other deferred annuities (on a guaranteed basis, assuming income is deferred).
Below please find a searchable database of virtually all available fixed-indexed annuities.
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