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Annuity FYI’s Top Annuity Picks

Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.

  • The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
  • Top income annuities, both Fixed Indexed and Variable, include products currently offering the highest income* payouts.
  • Top growth products, both Fixed Indexed and Variable, are based on several factors, including company rating and benefits.

Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.

Annuity Types

Fixed Annuity (MYGA)
Guaranteed fixed rate of return for a specified period of time.

Fixed Indexed Growth Annuity
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.

Fixed Indexed Income Annuity
Principal protection with upside potential through index participation coupled with a Lifetime Income Benefit Rider.** Principal protection, growth and lifetime income.

Variable Income Annuity
Securities investments coupled with a guaranteed income benefit rider*** which provides income for life.

Variable Growth Annuity
Investments in securities can accumulate and grow tax-deferred. Can include additional rider benefits, such as a death benefit.

Top Fixed Annuity (MYGA) Rates

Top Rates as of 08/15/22

3 Year MYGA4.60%
5 Year MYGA4.80%
7 Year MYGA4.80%
10 Year MYGA4.60%
15 Year MYGA3.85%

Top Fixed Indexed Growth Annuities

Midland National

RetireVantage 10

American Equity

AssetShield 10 with Enhancements

Athene

Ascent Accumulator 5, 7 & 10

Midland National

Midland National Summit Edge 5 & 7

What’s an Illustration?

Top Variable Growth Annuities

Athene

Amplify

Equitable

Structured Capital Strategies

Jackson

Elite Access

Nationwide

Monument Advisor

Top Fixed Indexed Income Annuities

AIG

Assured Edge Income Builder

Nationwide

New Heights 9 & 12

National Western

Income Outlook Plus

Protective

Guaranteed Income Index Annuity

Athene

Athene Ascent Pro 10

Symetra

Symetra Income Edge

What’s an Illustration?

Top Variable Income Annuities

Nationwide

Max

AIG

Income Plus (Option 2)

Brighthouse Financial

FlexChoice Expedite

Jackson

Lifeguard Freedom Flex

Pacific Life

Enhanced Income Select

Allianz

Index Advantage

* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.

Information Request Form

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