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Case Studies

Case Study: Retirees Can Spend Too Little, As Well As Too Much

We hear all the time that Americans don’t save enough for retirement. But there are also a sizable number of people, like the Stricklands, who have saved plenty for retirement and then spend too little. William Strickland, a career construction foreman, and his wife, Elizabeth, …

Case Study: Retirees Often Have Enough Money But No Plan

…she deposits her entire Social Security check in the bank. She doesn’t spend more because she doesn’t want to risk exhausting her savings. And she doesn’t have a financial plan because she always finds a reason to put it off. Currently, she is uninterested in …

Case Study: Will I Outlive My Assets?

According to a survey by Bankrate.com, 28 percent of Americans say that the specter of high medical expenses worries them the most, compounding the general fear of running out of money. Florence Henderson, a 68-year-old widow in Dallas, used to be in a financial trap …

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