Last Updated: January 13, 2026
Overview
This Privacy Policy explains what personal information AnnuityFYI.com collects, how we use it, and the choices you have. It applies to your use of AnnuityFYI.com and any pages or links from it.
Who We Are
The terms “Annuity FYI,” “AnnuityFYI,” “we,” “us,” or “our” refer to AnnuityFYI.com, Somerset Wealth Strategies, LLC, and our affiliated Somerset companies and their representatives. “You” refers to any user of this website.
Our Core Privacy Promise
- We don’t sell your information.
- We don’t share your information with third-party lead buyers.
- When you request information through our website, your inquiry is handled by Somerset Wealth Strategies, LLC and our Somerset team of licensed agents so we can respond to your request.
Important nuance: If you later choose to apply for or own an annuity (or another product) through us, the issuing insurance company and related parties may receive information needed to issue/administer the policy and may contact you for policy servicing or required administrative notices. That’s different from selling or distributing your information as a lead.
1) Information We Collect
Information you provide to us
Depending on what you submit, we may collect:
- Name, email address, phone number, mailing address, and state
- Information about the annuity or retirement question you’re asking
- Information needed to provide quotes or discuss options (for example, age range, time horizon, goals, income needs, liquidity preferences)
Information collected automatically
When you visit the site, we may automatically collect:
- IP address, device identifiers, browser type/version, operating system
- Referral/exit pages, pages viewed, timestamps, and general site usage data
- Cookies and similar technologies (described below)
2) How We Use Your Information
We use your information to:
- Respond to your request (quotes, education, product information, support)
- Communicate with you by call, text, or email (based on your request and preferences)
- Send newsletters or educational updates if you opt in
- Improve our site, content, user experience, and internal operations
- Prevent fraud, protect the security of our systems, and comply with legal obligations
3) How We Share Information
We share personal information only in limited circumstances:
A) Within the Somerset family of companies
We may share information among Somerset-affiliated entities and representatives as needed to respond to you and provide services.
B) Service providers (vendors)
We may share information with trusted vendors who help us operate our business (for example: website hosting, CRM systems, email/SMS delivery, analytics, security, and customer support tools). They are permitted to use information only to perform services for us and must protect it.
C) Insurance carriers / processing (only when you choose to move forward)
If you request quotes that require carrier-specific processing, or you decide to apply for a product, we may share information with the issuing insurer and necessary parties involved in underwriting, issuance, administration, or servicing.
D) Legal and safety reasons
We may disclose information if required to comply with law, regulation, legal process, or to protect the rights, safety, and security of our users, our business, and others.
E) Business transfers
If we’re involved in a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction, subject to appropriate confidentiality protections.
4) Cookies & Analytics
We use cookies and similar technologies to:
- Remember preferences and improve site functionality
- Understand how visitors use the site so we can improve content and performance
- Help protect against fraud and abuse
You can control cookies through your browser settings. Disabling cookies may affect site functionality.
5) Your Choices & Controls
Opting out of email
If you subscribe to emails, you can unsubscribe at any time using the link in the email.
Opting out of texts
If you receive texts from us, you can opt out at any time by replying STOP. Message and data rates may apply.
Updating your information
You can request that we update or correct your information by contacting us (see “Contact Us” below).
6) Data Security
We maintain administrative, technical, and physical safeguards designed to protect personal information. No system is 100% secure, but we work to protect your information and limit access to those who need it for legitimate business purposes.
7) Data Retention
We retain personal information for as long as necessary to:
- Provide the services you requested
- Maintain business records and comply with legal/regulatory obligations
- Resolve disputes and enforce agreements
Retention periods vary based on the nature of the information and why we collected it.
8) Children’s Privacy
AnnuityFYI.com is not intended for children under 13, and we do not knowingly collect personal information from children under 13.
9) State Privacy Rights
Depending on where you live, you may have rights regarding your personal information (such as access, correction, deletion, and information about how it’s used). We do not sell personal information, and we do not share it with third parties for their own marketing or lead-generation purposes.
To make a request, contact us using the information below.
10) Changes to This Policy
We may update this Privacy Policy from time to time. If we make changes, we will post the updated policy on this page and revise the “Last Updated” date.
11) Contact Us
Somerset Wealth Strategies, LLC
4600 S Kelly Avenue, Portland, OR 97239
Phone: 503-595-1333
(You may also call our Annuity FYI toll-free line during business hours.)
