Annuity FYI believes that annuities with the industry’s most competitive features and benefits can be an exceptional component of a retirement portfolio. Our Retirement Resource Center is designed to help you understand how annuities may help you achieve your retirement goals.
401k Rollovers
What are my 401k rollover options? Is it a good idea?
IRA Rollovers
What are my IRA rollover options? Is it a good idea?
Social Security Offset
Learn how annuities can increase your Social Security payments.
Financial Freedom in Your Retirement
Follow these 5 simple steps.
Retirement
2024 Top 8 Places to Retire in the U.S.
Are you on the cusp of retirement or in its early phases and thinking about relocating to a city more pleasant and conducive to your lifestyle? And with a reasonable cost of living? Think twice about coastal towns. These tend to be pricey and may …
Fee-Based vs. Commissionable Annuities
The shift toward fee-based annuities continues to gain traction as insurance companies adapt to regulatory changes, particularly after the introduction of the Department of Labor’s fiduciary rule. Major firms have been expanding their fee-based variable and index annuity offerings. These products aim to better align …
How to Purchase Annuities
Forbes recently published an article called “How to Buy an Annuity” by John Egan. This article includes tips to begin and continue the journey towards purchasing an annuity. A lot of retirees who could benefit from investing in annuities typically steer clear of them, and …
First Quarter Annuity Sales Numbers Are In
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
Protect Against Market Volatility With Guardian’s New Annuity
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
Capital Protection and Steady Returns with Reliance Accumulator
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
TIAA Adds New Annuity Option for Plan Participants
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
New RILA from Equitable Offers Protection of Lifetime Income
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
New Fixed Index Annuity Suite from North American
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
Generating Lifetime Income From Your Retirement Savings
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
Articles & Guides
Five Straightforward Steps to Financial Freedom in Your Retirement
Retirement planning takes exactly that — planning. But it doesn’t have to be complicated. Annuity FYI firmly believes that a successful financial plan must not require tremendous investment management skills on the part of the planner. Annuity FYI recommends finding a Certified Public Accountant and …
DOL’s Fiduciary Rule Now In Place
It’s not that there aren’t steps to be taken to achieve financial satisfaction in retirement, experts say. Disciplined middle-class people can identify these and execute them. A proper mindset, however, is required. As it turns out, the widely ballyhooed Department of Labor (DOL) Fiduciary Rule …
Mistakes That Can Undermine Your Retirement Savings
Things can happen in life to decimate your retirement savings, and there may not be all that much you can do about it. The unexpected loss of a good, long-term job at, say, age 59 or 60, is one such example. But there are also …
Story and Video: Thoughts on Annuities and 3 Other Types of Retirement Income
(EDITOR’S NOTE: Retirement income sources, including annuities, reverse mortgages, Social Security and long-term care insurance, were topics of this two-hour seminar from the Retirement Income Certified Professional program at The American College.) When it comes to naming the essential elements of a retirement portfolio, there …
RetirePreneur: Mark Warshawsky
With his new startup — which boasts the decidedly non-catchy name ReLIAS LLC — the well-known retirement scholar-turned-entrepreneur Mark Warshawsky plans to market a process for helping retirees build ladders of single premium immediate annuities with part of their savings. Mark Warshawsky was one of …
Personalize Non-Annuity Withdrawal Rates to Achieve Financial Comfort in Retirement
(EDITOR’S NOTE: Most people who own annuities also have investments in stock and bond mutual funds. Just like annuities, these have to perform satisfactorily to achieve a financially successful retirement. Assuming they do, the conventional wisdom is that people can withdraw 4 percent of their non-annuity …
Annuities Are Also for the Young
According to conventional wisdom, most people who buy annuities purchase them shortly before retirement. Many need to wait that long to accumulate the money required for purchase, the thinking goes. Regardless, what is the point of locking up the money and often paying higher fees …
Simple Advice to Recession Proof Your Retirement
Steve Vernon shares a simple message as he criss-crosses the USA, addressing audiences large and small and promoting his financial self-help books and his research projects at the Stanford Center for Longevity. Work longer, says the actuary-turned-retirement-guru. Delay Social Security. Use guaranteed income to cover …
Retirement Income Crisis: Myth or Fact?
In their recent Wall Street Journal article, Andrew Biggs and Sylvester Schieber cite a study showing that the average U.S. retiree has an income equal to 92% of the average American income. The averages mask large disparities in preparation for retirement, however. Statistics indicating that …
Rolling an IRA into an Annuity
Overview Many investors have contributed to IRAs during their careers. Many advisors recommend that an investor roll such plans into an annuity when they near retirement. This article will review the potential advantages and disadvantages of such rollovers. First, let’s review why folks contribute to …
