Annuity FYI believes that annuities with the industry’s most competitive features and benefits can be an exceptional component of a retirement portfolio. Our Retirement Resource Center is designed to help you understand how annuities may help you achieve your retirement goals.
Variable Annuities for Retirement
The Top 10 reasons why variable annuities with the most
competitive living and death benefits can help you achieve
your retirement goals
401k Rollovers
What are my 401k rollover options? Is it a good idea?
IRA Rollovers
What are my IRA rollover options? Is it a good idea?
Social Security Offset
Learn how annuities can increase your Social Security payments.
Financial Freedom in Your Retirement
Follow these 5 simple steps.
Retirement Calculator
Learn how to allocate your retirement savings.
Protect Your Nest Egg with Annuities — Make an Appointment with an licensed financial professional
licensed financial professionals, who are licensed financial advisors, are available to speak with you free of charge and with no obligation to discuss how annuities can protect your retirement nest egg.
Retirement
First Quarter Annuity Sales Numbers Are In
Over 200 annuity providers recently participated in the 99th edition of Wink’s Sales & Market Report, which showed a continued increase in annuity sales this first quarter of 2022. According to a recent article from InsuranceNewsNet, the first-quarter sales for all deferred annuities were $59.7 …
Protect Against Market Volatility With Guardian’s New Annuity
One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of America, has just launched a new fixed indexed annuity with an optional guaranteed living benefit rider. In an effort to help mitigate market volatility and …
Capital Protection and Steady Returns with Reliance Accumulator
Reliance Standard Life Insurance Company recently launched a new fixed index annuity product for individuals looking to protect capital while generating steady returns. The company, which was founded in 1907 and is rated A++ by A.M. Best and A+ by Standard & Poor’s, says their …
TIAA Adds New Annuity Option for Plan Participants
With the availability of traditional pensions all but gone, many Americans are now responsible for funding their own retirements, leaving many to rely heavily on 401(k) plans and IRAs. Fortunately, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law in …
New RILA from Equitable Offers Protection of Lifetime Income
Equitable, the brand name of the retirement and protections subsidiaries of Equitable Holdings, Inc., has just announced a new registered index-linked annuity (RILA) combining lifetime income options with protection from equity market volatility, according to a recent article from InsuranceNewsNet. The new annuity product, Structured …
New Fixed Index Annuity Suite from North American
One of the largest issuers of fixed index annuities (FIAs) in the United States, North American Company for Life and Health Insurance, has teamed up with Annexus to release two new innovative retirement solutions. According to a recent press release, North American Secure Horizon is …
Generating Lifetime Income From Your Retirement Savings
For many, the “savings” part of retirement planning is the easy part. It’s figuring out how to turn that savings into a steady income that can be tricky, especially when wanting that income to last a lifetime. Are you confident about having enough income to …
Study Finds People Want Guaranteed Income but Not Annuities
How would you like to have a guaranteed stream of income in retirement? Most people would jump at the opportunity. How do you feel about adding an annuity to your retirement portfolio? According to a recent InvestmentNews article, fewer would be interested in this option. …
Are You Holding Your Retirement Portfolio Back? Annuity Myths Debunked
Annuity sales continue to make headlines as more and more consumers add them to their retirement planning portfolios. For those familiar with the products, it comes as no surprise, especially knowing that guaranteed lifetime income provides a peace of mind in retirement that nothing else …
Allianz Life Adds Annuity to Line-up
Allianz Life Insurance Company of North America is entering the retirement plan business with a new annuity product intended for employer-sponsored retirement plans. According to a recent FA Magazine article, Allianz Lifetime Income+ Annuity offers guaranteed income meant to supplement Social Security and pension income. …
Articles & Guides
Five Straightforward Steps to Financial Freedom in Your Retirement
Retirement planning takes exactly that — planning. But it doesn’t have to be complicated. Annuity FYI firmly believes that a successful financial plan must not require tremendous investment management skills on the part of the planner. Annuity FYI recommends finding a Certified Public Accountant and …
DOL’s Fiduciary Rule Now In Place
It’s not that there aren’t steps to be taken to achieve financial satisfaction in retirement, experts say. Disciplined middle-class people can identify these and execute them. A proper mindset, however, is required. As it turns out, the widely ballyhooed Department of Labor (DOL) Fiduciary Rule …
Mistakes That Can Undermine Your Retirement Savings
Things can happen in life to decimate your retirement savings, and there may not be all that much you can do about it. The unexpected loss of a good, long-term job at, say, age 59 or 60, is one such example. But there are also …
Story and Video: Thoughts on Annuities and 3 Other Types of Retirement Income
(EDITOR’S NOTE: Retirement income sources, including annuities, reverse mortgages, Social Security and long-term care insurance, were topics of this two-hour seminar from the Retirement Income Certified Professional program at The American College.) When it comes to naming the essential elements of a retirement portfolio, there …
RetirePreneur: Mark Warshawsky
With his new startup — which boasts the decidedly non-catchy name ReLIAS LLC — the well-known retirement scholar-turned-entrepreneur Mark Warshawsky plans to market a process for helping retirees build ladders of single premium immediate annuities with part of their savings. Mark Warshawsky was one of …
Personalize Non-Annuity Withdrawal Rates to Achieve Financial Comfort in Retirement
(EDITOR’S NOTE: Most people who own annuities also have investments in stock and bond mutual funds. Just like annuities, these have to perform satisfactorily to achieve a financially successful retirement. Assuming they do, the conventional wisdom is that people can withdraw 4 percent of their non-annuity …
Annuities Are Also for the Young
According to conventional wisdom, most people who buy annuities purchase them shortly before retirement. Many need to wait that long to accumulate the money required for purchase, the thinking goes. Regardless, what is the point of locking up the money and often paying higher fees …
Simple Advice to Recession Proof Your Retirement
Steve Vernon shares a simple message as he criss-crosses the USA, addressing audiences large and small and promoting his financial self-help books and his research projects at the Stanford Center for Longevity. Work longer, says the actuary-turned-retirement-guru. Delay Social Security. Use guaranteed income to cover …
Retirement Income Crisis: Myth or Fact?
In their recent Wall Street Journal article, Andrew Biggs and Sylvester Schieber cite a study showing that the average U.S. retiree has an income equal to 92% of the average American income. The averages mask large disparities in preparation for retirement, however. Statistics indicating that …
Rolling an IRA into an Annuity
Overview Many investors have contributed to IRAs during their careers. Many advisors recommend that an investor roll such plans into an annuity when they near retirement. This article will review the potential advantages and disadvantages of such rollovers. First, let’s review why folks contribute to …
