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Mortality Credits Make Immediate Annuity Hard to Beat

Retirement Guru Walter Updegrave says that an immediate annuity product is always going to beat your investments. While he admits that immediate annuities aren’t for everyone, most people do much better with the guaranteed income from an immediate annuity than they do trying to create …

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Medicaid SPIAs Shelter Savings for Middle Class Couples

Single premium immediate annuity (SPIA) products help shield money for one spouse when the the other has to enter a nursing home for care.  According to Financial Advisor Magazine’s “Sales of Nursing Home Annuities Soar“, Maureen Nevin Duffy says that these annuities are right for …

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Three Types of Immediate Annuities

I often find articles asking if annuities are right for the audience reading them.  There certainly is no clear cut answer to that question, but the AARP did a great job of simplifying the answer for their readers in their version of “Is An Annuity …

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Annuities Add Value to Your Retirement Plan

What do annuities offer a retirement plan?  Quite a lot, actually.  In Financial Advisor magazine, Jim Heafner spells out “What Annuities Can Offer A Retirement Plan.”  He points out that research shows that annuities enhance your retirement income and make for a better retirement overall.  …

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