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Are Income Annuities Really the “Perfect” Retirement Product?

For all intents and purposes, income annuities appear to be the perfect retirement product.  They combat longevity risk and because of mortality credits, offer relatively high payouts.  So a couple of economists recently pondered why more people are not using these annuities in their retirement …

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When to Opt for a Joint Life Immediate Annuity

A basic, but important annuity question was the topic of a question and answer section in Kiplinger.  In “Choosing an Immediate Annuity,” Kimberly Lankford was asked about the difference between choosing an annuity that will last over your lifetime versus lasting over your spouse’s lifetime …

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Basic Questions Help Determine Your Best Annuity

Annuities do a good job of solving problems faced by most retirees.  In Investor’s Business Daily, Paul Katzeff helps consumers determine “How To Select An Annuity That’s Right For You.”  Whether you are looking for a fixed income that won’t change with the markets, death …

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Six Recommended Deferred Income Annuities

UPDATED 8/31/2013 Deferred income annuities have been selling in record numbers this year.  Bank Investment Consultant’s Margarida Correia tells us why in “Deferred Income Annuities Gain Traction, Following Rebirth.”  The products were called advanced life deferred annuities when first introduced, but did not take off …

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