Options for Market Correction Protection

As many industry experts predict an end to our eight-year bull market, many investors are beginning to consider ways to protect their portfolio from the looming drop in stocks. Bonds have been a go-to in years past, but as interest rates remain low, many are looking elsewhere. As interest rates rise, which they are expected to, the prices of bonds fall in order to make up for their lower yields.Meanwhile, the Federal Reserve could potentially put more pressure on bond prices. When the... Read More

It’s Time to Revisit Adding an Annuity to Your Portfolio

Did you know that from 1998 to 2013, the number of Fortune 500 companies offering traditional defined benefit plans fell a whopping 86%? When you couple that fact with growing concerns about the future of Social Security, it’s easy to understand why today’s generations of workers are a little concerned about their potential retirement. It is becoming more and more apparent that individuals need to become more responsible for the creation of his or her own retirement income. If you’re... Read More

New Annuity Products from National Life Group

In an effort to help Americans build and protect their retirement savings, Life Company of the Southwest, a member company of National Life Group, has introduced a series of single premium deferred annuities and Guaranteed Lifetime Income Riders. According to a recent press release, the new products are called the Financially Independent for Tomorrow (FIT) series.“With Americans living longer in retirement, providing more innovative savings solutions is paramount,” state Scott Edblom,... Read More

Prepare for the Bear: 3 Safe Market Strategies

The current, eight-year-long bull market has been fueled by low interest rates, fiscal stimulus, economic growth and an administration focused on supporting business. But equities can’t continue to push higher for much longer. Investors are starting to look for the safest place to put their money as uncertainty grows.A number of factors, whether it be geopolitical concerns or aggressive Federal Reserve actions, threaten to bring the bull market to a halt, leading many savvy investors... Read More

Variable Annuity Enhancements from Transamerica

In an effort to provide customers with simplicity, flexibility and cost efficiency in retirement planning, Transamerica has enhanced its Transamerica Income EdgeSM living benefit rider as well as launching two new lower cost investment options, according to a recent PR Newswire release.Transamerica Income Edge is a living benefit that is available with most variable annuities from Transamerica. Changes to the optional living benefit, that was initially introduced in 2016, include a fee... Read More

Target Date Funds and Auto-Annuitization

The stress over how to drawdown retirement funds is a very real dilemma. Spend too much too quickly, and you risk running out of money. On the other hand, hoarding the balance can result in living with a poorer quality of life than necessary. In a recent Market Watch article, author Alicia H. Munnell,  director of the Center for Retirement Research at Boston College, discusses this tricky situation as it pertains to the 401(k) system.According to Munnell, there are three reasons why... Read More

ETF-only Variable Annuities Gaining Traction

As the implementation date of the new fiduciary rule gets closer, we’re seeing an increase in development of fee-based advisory products in the annuity industry. One such development is a variable annuity from Lincoln Financial, branded as “Lincoln Core Income built with iShares,” which offers only passive, low-cost ETFs from asset manager BlackRock. And according to a recent article from InsuranceNewsNet, the product, which launched in February, has found some success with distributors,... Read More

Mitigate Risks with an Inflation-Protected Annuity

There are several signs of the economy’s continued recovery, including moderate wage growth, low unemployment and the raising of the federal funds rate by the Federal Reserve. While this is all good news, an increase in prices from a strengthening economy can also produce higher inflation. According to a recent Yahoo!Finance article, inflation has been climbing steadily since hitting 0.8% in July 2016. In February, the rate reached 2.7% and then settled at 2.4% in March, where it is expected... Read More

Changes to Indexed-Annuity Sales Ahead of DOL Rule

As the implementation date of the new Labor Department fiduciary rule approaches, several brokerage firms are changing how they handle indexed-annuity compensation. Currently, many broker-dealers do not require advisors to clear indexed annuity sales through the brokerage, like they do with mutual funds and variable annuities. Alternately, these sales are reported as “outside business activity,” according to a recent article from InvestmentNews, with advisors collecting commissions either... Read More

Rising Interest Rates and Your Annuity

As interest rates begin to rise, many investors are questioning what this could mean for annuity products. Fixed annuities, in particular, are marketed as having an upside benefit of the market without the risky downside. What’s important to remember is that when returns are capped with these products, so when the market significantly rises, you aren’t likely to receive the entire benefit.CEO of AnnuityAdvantage Ken Nuss discussed this and other ways that the rising interest rates... Read More

Annuityfyi.com - Prefooter

Contact

Mailing Address:

1165 NE 105 St.
Miami Shores, FL 33138

Email:

support@annuityfyi.com

Phone:

(866) 223-2121

Follow Us On

Click for the BBB Business Review of this Annuities in Miami Shores FL

Copyright © AFYI Holdings Group, LLC, All Rights Reserved

Share On Facebook
Share On Twitter
Share On Linkedin
Share On Pinterest