Consumers and retirement plan sponsors alike are always looking for ways to lower the cost of funding retirement. A new paper by Michael Finke and Wade Pfau says that deferred income annuities used in retirement planning can do just that. This information comes from Insurance …
When annuities were first introduced back in Roman times, there was one kind and it was very simple. The single premium immediate annuity (SPIA) paid you lifetime income after a one time payment to an insurance company. There are now tons of different annuity products …
TIAA-CREF conducted a survey earlier this year of 1,000 Americans called the 2015 Lifetime Income Survey. Insurance News Net’s Linda Koco summarized the recently released findings in the article “People Want Lifetime Income But Don’t Know Annuities.” Having guaranteed monthly income in retirement is important …
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