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Keep It Simple When Shopping Annuities

One of the most common phrases surrounding annuity product is that they aren’t bought; they are sold. The saying originates from the fact that annuities are often very complicated and can sometimes be very expensive, often carrying heavy commissions for advisors who sell them. Unfortunately, …

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Fixed Annuity With Income Stream Makes for Happy Retirees

Perhaps the biggest financial challenge facing us today is how to turn our retirement savings into income. In “Advisors Challenged To Convert Savings To Retirement Income,” Financial Advisor’s Juliette Fairley discussed some of the findings from a recent IRI survey. The Insured Retirement Institute found …

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Income Riders, DIAs, QLACs Create Future Annuity Income Stream

In a recent article for The Street, “4 Paths to Future Annuity Income Guarantees,” Stan Haithcock explained your options for delaying annuity income until a later date. Many people incorrectly assume that all annuities are immediate, when a large number of them actually defer your …

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Income Annuities Account For Most Risks In Retirement

Retirement planning expert Wade Pfau has spent countless hours researching the different types of retirement income planning tools available. In a recent article for Forbes magazine, “Understanding The Tools In Your Retirement Income Toolbox,” he summarized the important facts about your income choices. Your first …

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