Traditionally, employees who took part in an employer-sponsored retirement plan, or pension, had just two choices when it came to disbursement: a lump-sum payout or a monthly pension/annuity. Recently, the Internal Revenue Service (IRS) and the Treasury Department helped create a third option, allowing retirees …
The upcoming Presidential election has the country divided politically, both in party and between Republicans and Democrats. There is a similar division in the financial industry over the Department of Labor’s impending fiduciary rule. In the Insurance News Net article “The Commission Conundrum: How Are …
If you’re a meat-and-potatoes person who likes to keep things simple and began taking full Social Security benefits from your own account at age 66 — even though you’re married and could instead have tapped your spouse’s Social Security benefits and ultimately collected more — …
Despite all of the negative talk often surrounding variable annuities, they are still the highest selling annuity product in the industry. There are good variable annuity products out there, and bad ones as well, so it’s important to be able to tell the difference. In …
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