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Retirement Savings Plan: IRAs vs. Annuities

It is becoming more and more common for employees not to have access to an employer-sponsored 401(k) plan, leaving millions left to fend for themselves. According to an article from The Motley Fool, approximately one out of every three Americans doesn’t have a retirement savings …

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Annuity Questions to Ask Before You Buy

In order to guarantee a stream of income in retirement, many retirees are transforming a portion of their savings into an annuity. An annuity is an insurance product that transfers risk to the insurance company for a fee. According to a recent article from Bankrate, …

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Annuities and Tax Benefits

Annuities are often overlooked as a tool to include in retirement savings strategies, mainly because of their complexity. It’s true that they aren’t right for everyone, but for those who can utilize them, there are some key benefits. The ability to grow your money on …

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