Annuity Warnings - Read Before You Invest!

Annuity Caution #7: Variable Annuity Rider Buy Backs

Recently, annuity-owners of variable annuities with riders from insurance companies, such as Axa Equitable and The Hartford, have been contacted by their insurance company issuer. The offer is in writing, and sometimes followed up with a phone call, with offers to pay the annuity-owner a one-time lump sum to relinquish (void) some of the initial riders with guarantees, benefits that rely on the insurance company to pay them. Is the lump sum better or the long-term guarantee? Read this before you invest!

Annuity Caution #6: L-Share / Short Surrender Annuities

Be cautious about purchasing a variable annuity with a shortened (3-4 year) surrender period. They could cost you more. Read this before you invest!

Annuity Caution #3: Variable Annuity Transfers

Are you considering a replacement of your current variable annuity with another? Read this before you transfer!

Annuity Caution #2: FINRA Broker Lookup

Prior to purchasing an annuity, look up your financial advisor on FINRA’s website to see if he or she has any complaints on file or a criminal background. Read this before you invest!

Annuity Caution #1: Pre-Purchase Annuity Checklist

Prior to purchasing a variable you should consider the information below. Read this before you invest!

ANNUITY WARNINGS

First Quarter Annuity Sales Numbers Are In

Over 200 annuity providers recently participated in the 99th edition of Wink’s Sales & Market Report, which showed a continued …

Introducing Ibexis Life & Annuity Insurance Co

There’s a new annuity market player in the game, and earlier this week they announced plans to introduce a contract …

Protect Against Market Volatility With Guardian’s New Annuity

One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian life Insurance Company of …

Capital Protection and Steady Returns with Reliance Accumulator

Reliance Standard Life Insurance Company recently launched a new fixed index annuity product for individuals looking to protect capital while …

TIAA Adds New Annuity Option for Plan Participants

With the availability of traditional pensions all but gone, many Americans are now responsible for funding their own retirements, leaving …

New RILA from Equitable Offers Protection of Lifetime Income

Equitable, the brand name of the retirement and protections subsidiaries of Equitable Holdings, Inc., has just announced a new registered …

ARTICLES & GUIDES

First Quarter Annuity Sales Numbers Are In

Over 200 annuity providers recently participated in the 99th edition of Wink’s Sales & Market

Protect Against Market Volatility With Guardian’s New Annuity

One of the leading providers of life, disability, dental and other benefits in the U.S., Guardian

Capital Protection and Steady Returns with Reliance Accumulator

Reliance Standard Life Insurance Company recently launched a new fixed index annuity product for

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