Home / Guaranteed Account Value

What is an Account Value?

The starting account value is the amount you use to purchase a variable annuity. Each year, your account value may grow or decrease, depending on the return of your sub-accounts, minus fees and charges.

Variable annuities come with a host of optional features that you can select for an additional annual fee. One common type of variable annuity feature is the guaranteed account value benefit, also known as a GAV.

The GAV option added to a variable annuity a) guarantees your initial premium amount as a lump sum regardless of market performance; b) allows your account value to appreciate with market upside; and c) allows you to withdraw 100% of your account value at the end of a certain time period.

 

This web page has been reviewed for compliance.
Document reference: #1500261-18

Continue


ANNUITY FYI’S TOP GAV RIDERS

Company Product Name
metLife_logo Guaranteed Principal Option (GPO) Rider
pacific_life Guaranteed Protection Advantage (GPA3) Rider
ohio-national Guaranteed Principal Protection Rider
Click Here for Complete List…

FROM OUR BLOG

The Advantages of Waiting to Purchase Your Annuity

There are many advantages in including an annuity as part of your retirement portfolio, the most attractive being guaranteed income …

Experts Agree: Now is the Time to Assess Portfolio Allocations

The stock market is off to a strong start in 2018, which is exactly why some financial advisors are suggesting …

Annuity Vs. Drawdown: The Debate Continues

One of the most challenging questions often asked by people approaching retirement has to do with the best way to …

Is New York’s “Best Interest” Proposal Too Excessive?

Earlier this month, the state of New York proposed a “best interest” standard, exposing insurance/annuity writers to more excessive liability …

ARTICLES & GUIDES

Criteria for Evaluating GAV Benefit Annuities

Criteria for Evaluating GAV Benefit Annuities

When evaluating the numerous guaranteed account value benefit (GAV) annuity products on the market…

Share Button

Annuityfyi.com - Prefooter

× Popup Banner

FIA GUIDE

5 keys to making the right decision

  • *All fields required

Not Today
× Popup Banner

Discover How to Control Your Financial Future

FREE Download and Newsletter

FIA Guide: 5 Keys to Making the Right Decision

  • Required

Not Today
× Popup Banner

Avoid Costly Mistakes When Picking Your Annuity

FREE Download and Newsletter

FIA Guide: 5 Keys to Making the Right Decision

  • Required

Not Today
Share On Facebook
Share On Twitter
Share On Google Plus
Share On Linkedin
Share On Pinterest