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Guaranteed Account Value
What is an Account Value?
The starting account value is the amount you use to purchase a variable annuity. Each year, your account value may grow or decrease, depending on the return of your sub-accounts, minus fees and charges.
Variable annuities come with a host of optional features that you can select for an additional annual fee. One common type of variable annuity feature is the guaranteed account value benefit, also known as a GAV.
The GAV option added to a variable annuity a) guarantees your initial premium amount as a lump sum regardless of market performance; b) allows your account value to appreciate with market upside; and c) allows you to withdraw 100% of your account value at the end of a certain time period.
This web page has been reviewed for compliance.Document reference: #1500261-18
ANNUITY FYI’S TOP GAV RIDERS
| Company | Product Name |
 | Guaranteed Principal Option (GPO) Rider |
 | Guaranteed Protection Advantage (GPA3) Rider |
Request Product Details | |
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ARTICLES & GUIDES
Criteria for Evaluating GAV Benefit Annuities
When evaluating the numerous guaranteed account value benefit (GAV) annuity products on the market…
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