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While distribution channels like wirehouses and large national brokerage houses experienced slumps in variable annuity sales, independent broker-dealers saw big …
Guaranteed Account Value
What is an Account Value?
The starting account value is the amount you use to purchase a variable annuity. Each year, your account value may grow or decrease, depending on the return of your sub-accounts, minus fees and charges.
Variable annuities come with a host of optional features that you can select for an additional annual fee. One common type of variable annuity feature is the guaranteed account value benefit, also known as a GAV.
The GAV option added to a variable annuity a) guarantees your initial premium amount as a lump sum regardless of market performance; b) allows your account value to appreciate with market upside; and c) allows you to withdraw 100% of your account value at the end of a certain time period.
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ANNUITY FYI’S TOP GAV RIDERS
| Company | Product Name |
 |
Guaranteed Principal Option (GPO) Rider |
 |
Guaranteed Protection Advantage (GPA3) Rider |
| Click Here for Complete List… | |
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ARTICLES & GUIDES
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