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Articles and Reviews

Articles & Reviews

Now Is an Exceptional Time To Invest in Select Annuities

Popular immediate annuities, especially popular among the advanced senior set, start regular payouts within a year at most.

How To Swap a new FIA for an existing FIA and Prosper

The Annuity Rescue Program is an option to exit your current fixed index annuity (FIA) and replace it with a new one that offers a generous bonus and a far better index participation rate on a growth-oriented FIA or a much better guaranteed income payout …

Product Review:
The American Equity IncomeShield10

The minimum investment in IncomeShield 10 is $5,000. Its annual fee is 1.1%, marginally higher than most competitors. The current interest rates are guaranteed and locked in over the annuity’s 10-year contract.

Product Review:
CL Tarrant Trail

CL Life is offering a traditional fixed annuity – an annuity distinct from a MYGA – that has a reasonably good chance of faring better than any MYGA in coming years. Learn more.

An Equitable Buffered Annuity Is Just What the Doctor Ordered

With the market lacking stability, an equitable buffered annuity gives annuity buyers more chances to make a return on their investment. Learn more.

Product Review:
Athene Accumulator 10

Athene is offering its single most compelling deal in years on Athene Accumulator 10. Here’s why you don’t want to sleep on this deal.

This is an Exceptional Time for Prospective Annuity Buyers

Learn why this is an excellent time for would-be annuity owners and repeat annuity owners to seriously consider purchasing an annuity.

Product Review:
Midland National IncomeVantage Pro

The Midland National IncomeVantage Pro is the best of both worlds, combining both growth and income in one package. A Hybrid FIA That Combines the Best of Growth and Income FIAs A lot can be said for fixed income annuities (FIAs) long among the most …

Product Review:
Midland National Summit Navigate 7

The Midland National Summit Navigate 7 is, in large part, a combination of a growth FIA and a plain vanilla fixed annuity. One FIA Today Takes a Novel Approach Arguably Better Suited for the Times If you like annuities, the case can be made, at …

Product Review | United Life Legacy Accel Indexed Universal Life Insurance Policy

Legacy Accel is fundamentally a generous cash alternative capable of generating up to about 7.5% a year by investing in a low volatility index or the S&P 500, based on its performance over the last five years. United Life’s Legacy Accel May Be a Profitable …

Inflation is Back, Impacting Retiree Investment Strategies

Fixed annuities seldom yield much more than 3% a year, which means your real return – the return after inflation – is essentially zero. Instead, retirees should consider growth-oriented fixed indexed annuities (FIAs) and/or so-called structured annuities. Plain vanilla fixed annuities are out. Instead, retirees …

Fee-for-Rate Growth FIAs Have Begun Strutting Their Stuff

Growth FIAs don’t offer guaranteed income riders, but then most people interested in them already know that. And like their income-oriented income FIA cousins, they still guarantee against index losses. A handful of growth FIA purveyors have sharply increased participation rates for select growth FIAs …
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