While the total annuity sales last year were at their lowest level since 2005, I don’t think that’s all bad news. Part of the reason for this decline has been steadily low interest rates combined with low consumer confidence, but there’s another reason for the …
Annuities started as simple products to help investors guarantee lifetime income and keep their money safe. As time has passed, many annuities have increased exponentially in complexity. This is for many reasons, including adding benefits to consumers and helping insurance companies make money. In the …
After compiling the annuity sales data from the 4th quarter, LIMRA has released the total year sales numbers from 2012. According to Insurance Networking News’ Carrie Burns in the article “2012 Annuity Sales: A Mixed Bag,” they are neither all bad or all good. Fixed …
Terry Savage of the Chicago Sun Times wrote such an honest review of annuity products in her article, “Annuities: Weigh them carefully, and scrutinize the details.” I completely agree. Annuities offer excellent benefits, the most popular being exposure to market upsides, protection against market downsides, …
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