The New York Times article “The Annuity Puzzle,” by Richard Thaler, ponders why more people with control over their retirement income do not choose annuities. The guaranteed lifetime income offered by annuity products seems like a “no-brainer” over other investments where you might run out …
One of the biggest concerns that people have with annuities is the problem of unethical advisors selling investors products that aren’t right for them. The National Association of Insurance Commissioners (NAIC) approved regulations last year to protect investors from such practices. The Suitability in Annuity …
Retirement planning is kind of like working out, something we know we should do but too often put off or ignore. Compare annuities, 401k plans, Social Security payouts, and IRAs to plan for your retirement before you find yourself in a bind. Most Americans are …
Some tips for reducing your taxes were recently posted in the RIS Media article “7 Year-End Tax Planning Tips.” The informative tips come from Ken Rubinstein of New York law firm Rubinstein & Rubinstein. Gifting money to children or others is the best way to …
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