Although fixed annuity rates are historically low, fixed annuity products still carry value and may provide some financial stability to retirees. In The Motley Fool’s “Fixed Annuity Rates: Dependable Monthly Income,” article author Jordan Wathen refers to fixed annuity products as the “reverse” of a …
“Charitable gift annuities are the gifts that keep on giving,” according to Stan Haithcock in an article for Marketwatch.(1) Gift annuities are much like the typical annuity product that a person may be familiar with. They work in a similar way to single premium immediate …
U.S. workers are concerned that they will run out of money in retirement, and for good reason. The Insured Retirement Institute asked Baby Boomers if they were confident that they would have enough money to carry them through retirement and only 27% answered that they …
The government supports longevity annuities as important retirement income planning tools. Multiple regulations last year made it easier and more beneficial to use these types of annuities within employer-sponsored defined contribution plans. It’s been about a year since the Treasury Department and IRS started allowing …
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