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Retirement Planning: Thinking Outside the Box

Do you find yourself buying the same make of car as your dad always did? Do you prefer a certain brand of coffee or tea because it’s what your mom always drank? Perhaps you gravitate towards a particular fashion label because growing up, it’s all …

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Understanding Annuities: 4 Common Rules

Like with any other investment option, it’s important to understand what you’re getting before you sign on the dotted line. That is one of the reasons why so many people shy away from annuities; they can be rather complex. But just because they can be …

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Income Riders Help Make Fixed Annuities More Attractive

In recent trends, fixed indexed annuities (FIAs) have gained in popularity thanks to several attractive perks, including participation in market gains.  But with the new fiduciary rule from the Department of Labor, advisors who sell these products will have to comply with the best interest …

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Survey Says: Pre-Retirees Aren’t Considering Annuities

A new survey from LIMRA, a market research organization in the life insurance industry, has found that most pre-retirees don’t consider annuities as much of a source of income in retirement. Most are not doing anything to insure retirement income against market risk or longevity …

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