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Will Government Downgrade Affect Annuities?

Ten insurance companies had their ratings downgraded by Standard & Poor’s after the government debt rating was downgraded.  In the Insurance Networking News article “Insurers Not Sweating Market Turmoil,” Bill Kenealy says that there will be little impact on insurance companies due to the downgrade …

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Fixed Annuity Rates Offer Safer Retirement

Fixed annuities guarantee lifetime income payouts based on a number of factors.  In EHow’s article “About Fixed Annuity Rates,” John Hewitt discusses the investments which guarantee a certain rate of return.  Fixed annuity rates change periodically like all interest rates, and your rate is usually …

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Lifetime Income Disclosure Act Would Give Annuity Equivalent

While most people rely on the total 401k balance on their statements to plan their retirement, it is more important to know how that money will last by getting an annuity equivalent number.  The Lifetime Income Disclosure Act that Congress is researching would require the …

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Defending the Indexed Annuity

In the article “A Lost Decade: Or Was It?,” Mark Triplett of Insurance News Net says that he researched the indexed annuity for a life and annuity workshop to see if the product was still a good value in this interest rate market.  The author …

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