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Immediate Annuities Stretch Retirement

In Money Magazine’s Ask the Expert section, Walter Updegrave advises a couple to “Bridge income gaps with an annuity.”  While they asked him how much of the husband’s 401k should be transferred to an annuity, there wasn’t quite an easy answer for that since everyone’s …

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Will Fixed Annuity Rates Fall for 5 Years?

According to Britain’s AnnuityRates.org, “Annuity rates (are) set to fall for 5 years, say IFA’s.”  The author states that 80% of the British advisers questioned believe that fixed annuity rates as well as other annuity rates will fall for five more years.  The study was …

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The Wealthy Need A Fixed, Variable or Indexed Annuity

In the past, many wealthy investors shied away from annuities, traditionally a middle class investment used to pay basic living expenses in retirement.  More and more of the wealthy population realizes the guaranteed lifetime income and tax benefits they will receive from purchasing annuities, according …

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Death Benefit Annuity Ratings

Look into the five financial ratings companies when you want to purchase annuities or life insurance policies.  According to “Use ratings when considering annuities, life insurance,” Claire Schwemlein of the Chillicothe Gazette explains the importance of these ratings.  By knowing an insurance company’s financial strength …

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