Have you heard of “buffer annuities?” They’re described as sort of a cross between variable and indexed annuities. Through exposure …
Recently, annuity-owners of variable annuities with riders from insurance companies, such as Axa Equitable and The Hartford, have been contacted by their insurance company issuer. The offer is in writing, and sometimes followed up with a phone call, with offers to pay the annuity-owner a one-time lump sum to relinquish (void) some of the initial riders with guarantees, benefits that rely on the insurance company to pay them. Is the lump sum better or the long-term guarantee? Read this before you invest!
Be cautious about purchasing a variable annuity with a shortened (3-4 year) surrender period. They could cost you more. Read this before you invest!
Are you considering a replacement of your current variable annuity with another? Read this before you transfer!
Prior to purchasing an annuity, look up your financial advisor on FINRA’s website to see if he or she has any complaints on file or a criminal background. Read this before you invest!
Prior to purchasing a variable you should consider the information below. Read this before you invest!
In an expansion of its portfolio of fixed index annuity products, Voya Financial, Inc. (NYSE: VOYA) has just announced the …
In an effort to add more flexible investment requirements and increased income payouts, Lincoln Financial Group (NYSE: LNC) recently announced …
ARTICLES & GUIDES
Retirement Savings Plan: IRAs vs. Annuities
It is becoming more and more common for employees not to have access to an employer-sponsored
Transamerica Launches Fee-based Variable Annuity
A new fee-based variable annuity is being launched by Transamerica in an effort to offer investors
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