Home / Deferred Income Annuities
vid-thumb-dia

What is a Deferred Income Annuity?

A deferred income annuity (“DIA,” and also sometimes referred to as a longevity annuity), is a contract between you and an insurance company. You give a lump-sum payment to the insurance company in exchange for guaranteed lifetime income that begins at a future date, up to forty years later in some cases. Deferred income annuities can serve as a sort of pension for those investors without an employer’s defined benefit plan.

Continue


ANNUITY FYI’S TOP DIA PICKS


Company Product Name
Safe Income Plus
Deferred Income Protector
Guaranteed Income Builder
Deferred Income Solutions
Guaranteed Future
Income Annuity II
SecureFuture Income Annuity

FROM OUR BLOG

Ameritas Launches First Annuity Connected to New S&P Index

A new indexed annuity from Ameritas Life Insurance Corp. was recently launched, tracking four indices including the new uncapped S&P …

LIMRA Study Shows Younger Investors Interested in Annuities

According to a recent article in PLANSPONSOR magazine, research has shown that individuals who are most likely to be interested …

3rd Quarter Report: Fixed Annuity Sales Continue to Rise

Sales of non-variable annuities continue to rise as recently reported in the latest Wink’s Sales & Market Report. According to …

New Fixed Index Annuity Boasts Flexible Liquidity

According to a recent press release, North American Company for Life and Health Insurance has just launched a new fixed …

Charitable Gift Annuities Offer Win-Win for Many Retirees

Under the new tax law, many investors are finding that donor-advised funds and qualified charitable distributions are the best option …

ADVISOR INSIGHT

“A deferred income annuity is a plan that will help you create a stable income stream for the future. These plans are the equivalent of buying a pension for yourself, or yourself and your spouse. With these plans, you are giving up your principal in exchange for an income stream for life or a set period of time. These plans are growing in popularity due to the fact that pensions are not as prevalent as they have been in the past.”

Andrew Murdoch

Andrew Murdoch, Certified Financial Planner™

Annuity FYI Expert

ARTICLES & GUIDES

Consider a Longevity Annuity If You’re Concerned About Outliving Your Savings

 

Consider a Longevity Annuity If You’re Concerned About Outliving Your Savings

 

It’s well known that many retirees and pre-retirees are concerned about the possibility of eventually…

investments+annuities
 

Investments + Annuities = Healthy Retirement?

 

Many advisers still treat annuities and investments as apples and oranges–that is, not to be mixed up in a…

conservative-annuity-buyers

 

Conservative Annuity Buyers Turning To Split Annuity Strategy

 

Even when the stock market does its volatility dance, owners of conservative annuities don’t have to be concerned…

Do It Yourself

 

One Man’s Do-It-Yourself Retirement Plan

 

Baltimore radiologist Dimitri Merine hopes to retire in seven years, at age 63. So he created a do-it-yourself retirement…

The Right Way to Evaluate a Deferred Income Annuity

 

The Right Way to Evaluate a Deferred Income Annuity

 

Articles about deferred income annuities (DIAs) frequently look at them through the “investment frame” and focus…

Criteria for Evaluating Deferred Income Annuities

 

Criteria for Evaluating Deferred Income Annuities

 

When evaluating deferred income annuities, Annuity FYI looks for features and fees of the annuity itself..

Share Button

Annuityfyi.com - Prefooter

Share On Facebook
Share On Twitter
Share On Google Plus
Share On Linkedin
Share On Pinterest