Ultimate Deferred Income Annuity Resource

What is a Deferred Income Annuity?

A deferred income annuity (“DIA,” and also sometimes referred to as a longevity annuity), is a contract between you and an insurance company. You give a lump-sum payment to the insurance company in exchange for guaranteed lifetime income that begins at a future date, up to forty years later in some cases. Deferred income annuities can serve as a sort of pension for those investors without an employer’s defined benefit plan.

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ANNUITY FYI’S TOP DIA PICKS

Company	Product Name
	Safe Income Plus
	Deferred Income Protector
	Guaranteed Income Builder
	Deferred Income Solutions
	Guaranteed Future Income Annuity II
	SecureFuture Income Annuity

FROM OUR BLOG

Annuity Sales Continue to Break Records

The Secure Retirement Institute Fourth Quarter U.S. Annuity Sales Survey was recently released showing the best annuity sales in over …

Income Riders Explained

There are several different kinds of annuity products available as well as a la carte options to customize your contract …

New Annuity Product Strategy from Ameriprise

As interest rates continue to fall, Ameriprise Financial Inc. is answering with more emphasis on annuity sales without return guarantees. …

AIG Launches New Index for Annuities

Last week, AIG Life & Retirement launched the new AB All Market Index that was developed exclusively for AIG’s Power …

Interest Rates and Annuities

Much of the news you hear about in the financial industry revolves around the current interest rate and how it …

ADVISOR INSIGHT

“A deferred income annuity is a plan that will help you create a stable income stream for the future. These plans are the equivalent of buying a pension for yourself, or yourself and your spouse. With these plans, you are giving up your principal in exchange for an income stream for life or a set period of time. These plans are growing in popularity due to the fact that pensions are not as prevalent as they have been in the past.”

Andrew Murdoch, Certified Financial Planner™

licensed financial professional

ARTICLES & GUIDES

Some DIAs allow buyers to make multiple contributions to their account before the income stream start date arrives. Some also allow you to change the dates in which payments begin. Still others offer a cost-of-living adjustment as an option, although this would only make sense if longevity is on your side.

This May Be a Good Time to Buy a Deferred-Income Annuity

Economic growth, the rate of job creation, incomes, and the stock market have all been improving, but this doesn’t mean the good times will roll indefinitely amid an exceedingly old economic expansion …