Ultimate Deferred Income Annuity Resource

What is a Deferred Income Annuity?

A deferred income annuity (“DIA,” and also sometimes referred to as a longevity annuity), is a contract between you and an insurance company. You give a lump-sum payment to the insurance company in exchange for guaranteed lifetime income that begins at a future date, up to forty years later in some cases. Deferred income annuities can serve as a sort of pension for those investors without an employer’s defined benefit plan.

Continue

ANNUITY FYI’S TOP DIA PICKS

Company	Product Name
	Safe Income Plus
	Deferred Income Protector
	Guaranteed Income Builder
	Deferred Income Solutions
	Guaranteed Future Income Annuity II
	SecureFuture Income Annuity

FROM OUR BLOG

Jackson National Launches New MYGA

Wink’s Sales and Market Report for the first quarter of 2019 shows that the sales of multi-year guaranteed annuities (MYGAs) …

1st Quarter Annuity Sales Released

First quarter 2019 annuity sales figures were recently released with fixed and variable annuity sales hitting $57.8 billion combined. According …

SEC’s New Best Interest Standard Met With Mixed Reviews

Earlier this week, the U.S. Securities and Exchange Commission approved the SEC’s Regulation Best Interest: The Broker-Dealer Standard of Conduct …

Great American Life Launches Unique New Annuity Product

A recent collaboration between Great American Life and Raymond James has produced a new type of variable-indexed annuity. The Index …

Security, Safety Lead to More Record Breaking Annuity Sales

First quarter annuity sales numbers are in, and once again record highs have been reported. Some financial experts are suggesting …

ADVISOR INSIGHT

“A deferred income annuity is a plan that will help you create a stable income stream for the future. These plans are the equivalent of buying a pension for yourself, or yourself and your spouse. With these plans, you are giving up your principal in exchange for an income stream for life or a set period of time. These plans are growing in popularity due to the fact that pensions are not as prevalent as they have been in the past.”

Andrew Murdoch, Certified Financial Planner™

licensed financial professional

ARTICLES & GUIDES

Some DIAs allow buyers to make multiple contributions to their account before the income stream start date arrives. Some also allow you to change the dates in which payments begin. Still others offer a cost-of-living adjustment as an option, although this would only make sense if longevity is on your side.

This May Be a Good Time to Buy a Deferred-Income Annuity

Economic growth, the rate of job creation, incomes, and the stock market have all been improving, but this doesn’t mean the good times will roll indefinitely amid an exceedingly old economic expansion …