Retirement Strategies: I’ve Maxed Out My IRA Contributions
An IRA, or Individual Retirement Account, is a great option for saving for retirement, especially if you don’t have access …
Deferred Income Annuities
What is a Deferred Income Annuity?
A deferred income annuity (“DIA,” and also sometimes referred to as a longevity annuity), is a contract between you and an insurance company. You give a lump-sum payment to the insurance company in exchange for guaranteed lifetime income that begins at a future date, up to forty years later in some cases. Deferred income annuities can serve as a sort of pension for those investors without an employer’s defined benefit plan.
ANNUITY FYI’S TOP DIA PICKS
| Company | Product Name |
 |
Principal Deferred Income Annuity |
 |
Deferred Income Annuity |
 |
American Pathway DIA |
| Click Here for Complete List… | |
FROM OUR BLOG
Create Your Own Pension with an Annuity
If you’re like many Americans, you do not have pension income to look forward to in retirement. The trend of …
New Fixed Annuity Product from AIG
After a stellar 2016, American International Group (AIG) has just introduced a new seven-year fixed annuity with a lifetime income …
Confinement Care Riders 101
According to a recent article by annuity guru Stan Haithcock, deferred annuities with attached confinement care riders are the “most …
Fixed Annuity With Income Stream Makes for Happy Retirees
Perhaps the biggest financial challenge facing us today is how to turn our retirement savings into income. In “Advisors Challenged …
ADVISOR INSIGHT
“A deferred income annuity is a plan that will help you create a stable income stream for the future. These plans are the equivalent of buying a pension for yourself, or yourself and your spouse. With these plans, you are giving up your principal in exchange for an income stream for life or a set period of time. These plans are growing in popularity due to the fact that pensions are not as prevalent as they have been in the past.”
Andrew Murdoch, Certified Financial Planner™
Annuity FYI Expert
ARTICLES & GUIDES
Consider a Longevity Annuity If You’re Concerned About Outliving Your Savings
It’s well known that many retirees and pre-retirees are concerned about the possibility of eventually…
Investments + Annuities = Healthy Retirement?
Many advisers still treat annuities and investments as apples and oranges–that is, not to be mixed up in a…
Conservative Annuity Buyers Turning To Split Annuity Strategy
Even when the stock market does its volatility dance, owners of conservative annuities don’t have to be concerned…
One Man’s Do-It-Yourself Retirement Plan
Baltimore radiologist Dimitri Merine hopes to retire in seven years, at age 63. So he created a do-it-yourself retirement…
The Right Way to Evaluate a Deferred Income Annuity
Articles about deferred income annuities (DIAs) frequently look at them through the “investment frame” and focus…
Criteria for Evaluating Deferred Income Annuities
When evaluating deferred income annuities, Annuity FYI looks for features and fees of the annuity itself..
Follow Us On
Copyright © 2017 AFYI Holdings Group, LLC, All Rights Reserved