Required Miniumum Distributions Explained
If you have an employer-sponsored retirement account or traditional IRA, chances are you’ve heard of RMDs. RMDs, or required minimum …
Deferred Income Annuities
What is a Deferred Income Annuity?
A deferred income annuity (“DIA,” and also sometimes referred to as a longevity annuity), is a contract between you and an insurance company. You give a lump-sum payment to the insurance company in exchange for guaranteed lifetime income that begins at a future date, up to forty years later in some cases. Deferred income annuities can serve as a sort of pension for those investors without an employer’s defined benefit plan.
ANNUITY FYI’S TOP DIA PICKS
| Company | Product Name |
 | Safe Income Plus |
 | Deferred Income Protector |
 | Guaranteed Income Builder |
 | Deferred Income Solutions |
 | Guaranteed Future Income Annuity II |
 | SecureFuture Income Annuity |
FROM OUR BLOG
Product Alert: Harbourview MYGA 3
If you’re interested in a short-term fixed annuity in these economically trying times – one that probably pays out the …
Annuity Talk Increases Amid Global Pandemic
A new survey conducted in the midst of the COVID-19 global pandemic discovered that more than half of financial professionals …
Three New Annuity Lifetime Income Riders from Nationwide
In the midst of market volatility and uncertain economic times, Ohio-based mutual insurer, Nationwide, has just announced the launch of …
Considering a Fixed-Rate Annuity? Check This Out First
One of the most popular annuity products is the fixed-rate, or multi-year guaranteed annuity. This relatively simple product offers guaranteed …
ADVISOR INSIGHT
“A deferred income annuity is a plan that will help you create a stable income stream for the future. These plans are the equivalent of buying a pension for yourself, or yourself and your spouse. With these plans, you are giving up your principal in exchange for an income stream for life or a set period of time. These plans are growing in popularity due to the fact that pensions are not as prevalent as they have been in the past.”
Andrew Murdoch, Certified Financial Planner™
licensed financial professional
ARTICLES & GUIDES
This May Be a Good Time to Buy a Deferred-Income Annuity
Economic growth, the rate of job creation, incomes, and the stock market have all been improving, but this doesn’t mean the good times will roll indefinitely amid an exceedingly old economic expansion …
Consider a Longevity Annuity If You’re Concerned About Outliving Your Savings
It’s well known that many retirees and pre-retirees are concerned about the possibility of eventually…
Investments + Annuities = Healthy Retirement?
Many advisers still treat annuities and investments as apples and oranges–that is, not to be mixed up in a…
Conservative Annuity Buyers Turning To Split Annuity Strategy
Even when the stock market does its volatility dance, owners of conservative annuities don’t have to be concerned…
One Man’s Do-It-Yourself Retirement Plan
Baltimore radiologist Dimitri Merine hopes to retire in seven years, at age 63. So he created a do-it-yourself retirement…
The Right Way to Evaluate a Deferred Income Annuity
Articles about deferred income annuities (DIAs) frequently look at them through the “investment frame” and focus…
Criteria for Evaluating Deferred Income Annuities
When evaluating deferred income annuities, Annuity FYI looks for features and fees of the annuity itself…
Follow Us On
Copyright © 2019 AFYI Holdings Group, LLC, All Rights Reserved