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Keep It Simple When Shopping Annuities

One of the most common phrases surrounding annuity product is that they aren’t bought; they are sold. The saying originates from the fact that annuities are often very complicated and can sometimes be very expensive, often carrying heavy commissions for advisors who sell them. Unfortunately, …

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Annuities Replacing Bonds for Retirees

U.S. News & World Report’s David Hull isn’t the only one asking “Do You Need Bonds in Retirement?”  CFA Dr. Wade Pfau has been researching whether bonds are needed in retirement anymore and believes that traditional retirement thinking needs to be changed.  Financial professionals have …

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