People are living longer, thanks to improved medical care and an increase in technology. This increasing longevity leads to higher longevity risk as Americans struggle to finance these longer life spans. In Insurance News Net’s “Longevity Risk Leads To Growth Opportunity,” Linda Koco says that …
Those workers lucky enough to have a pension plan from their employer receive a stream of income payments during retirement that will last as long as they live. Most workers, however, have defined contribution plans like 401ks instead of pensions. The majority of 401k plans …
Peter Klein makes “The Case for Annuities” in a recent article for LifeHealthPro. He says that many of his clients regret not purchasing annuities sooner in their retirement, especially after losing so much money in 2008. They wish they had kept a portion of their …
Financing retirement through annuities is the only way to guarantee income that will last through your lifetime. If they are so beneficial, why aren’t they more popular? Mary Beth Franklin of Investment News says that the simplest of annuity products, immediate annuities, may benefit from …
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