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Top Living Benefit Riders for Retirement

The demand for guaranteed income during retirement is higher than ever. As people look for ways to ensure they don’t outlive their savings, annuity products with guaranteed income riders have become a popular choice. These riders provide financial peace of mind, offering lifetime income and …

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New Enhanced Annuity Benefits from Lincoln Financial Group

In an effort to add more flexible investment requirements and increased income payouts, Lincoln Financial Group (NYSE: LNC) recently announced enhancements to its flagship Lincoln ChoicePlus AssuranceSM and American Legacy® variable annuity products. Details were described in a recent Business Wire press release.  “Generating income …

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Three Benefits are Drawing People to Indexed Annuities

Our own Andrew Murdoch, also President of Somerset Wealth Strategies, wrote an article for Marketwatch to explain “Why fixed indexed annuities are strong sellers.” Sometimes fixed indexed annuities are described in a too good to be true way. Yes, they offer principal protection while still …

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Annuity Arguments Often Based on Inaccurate Information

Annuities are a great financial tool for many people, yet don’t belong in the portfolio of some others.  Unfortunately, there are some incorrect arguments against these products circulating that might keep consumers away who could really benefit from the safety and guarantees of annuity products.  …

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