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Fixed Index Annuities GAIN 2.7% Despite 24% Market Loss

In “Understand fixed-indexed annuities,” James L. Watt of The Coloradoan explains that while fixed indexed annuities are complex products, they can offer you unparalleled market protection.  That author notes that money market funds, 5-year CD’s, and both 5- and 10-year U.S. Treasury notes are not …

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Number of Retirees Using Annuities Is Rising

A recent study from LIMRA showed that 35% of retirees use annuities to finance their retirement, according to USA Insurance’s Insurance Corner.  In the article “Study: Annuities could become larger income stream for retirees,” it is suggested that this percentage is likely to increase rapidly …

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History Doesn’t Repeat When You Compare Annuities

According to the National Underwriter article “NAIC Panel: History is Just History” by Allison Bell, history is unlikely to repeat itself in regards to annuities.  The National Association of Insurance Commissioners’ Life Insurance and Annuities Committee is working to revise the way that illustrations that …

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Fixed Index Annuity Sales Break Records

The new generation of fixed index annuity products offer excellent guarantees with market downside protection, and they also have lower fees.  Annuity FYI’s article “Fixed Index Annuities Getting a Fresh Look,” says that last year’s sales of $31.4 billion broke sales records for the second …

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