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Fee-Based Annuity Models Versus Commission-Based

It’s no secret that a lot of annuity organizations and experts think that the Department of Labor made a big mistake with their fiduciary rule. Some don’t agree that indexed annuities should have been included with variable annuities, while others think that the BICE guidelines …

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Read This Before You Exchange Your Variable Annuity

There are many reasons why you might consider exchanging your variable annuity product. You might be looking for a better deal, your needs might have changed, or perhaps your insurance company is initiating a variable annuity exchange. Whatever the reason, there are a lot of …

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FINRA No Longer Fighting to Regulate Advisors

Although FINRA isn’t pleased with their recent decision, advisors are happy that the regulatory agency is no longer trying to regulate them.  According to Financial Planning’s “Advisors Cheer as FINRA Drops Bid to Regulate RIAs,” FINRA will no longer be campaigning to be the regulatory …

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FINRA’s New Rules Regarding Annuity Suitability

UPDATED JUNE 14, 2013 Last year, this blog discussed FINRA’s new suitability guidelines taking effect in the United States.  These coincide with NAIC suitability guidelines in working to protect consumers from unethical sales of annuities.  Minnesota is the latest state to adopt these guidelines, according …

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