People often purchase fixed annuities for two main reasons: their principal is safeguarded, and they receive a fixed rate of return, along with the option for lifetime income payments. However, Bob Richards of Learn Bonds highlights additional benefits of fixed annuities in his article “Other …
The Jackson Life LifeGuard Freedom 6SM Net Guaranteed Minimum Withdrawal Benefit (GMWB) is available as an optional rider on Jackson National’s Perspective II variable annuity. This rider provides a guaranteed minimum withdrawal amount for the lifetime of the annuity holder, regardless of the investment performance. …
According to a recent article from InsuranceNewsNet, inquiries about life-only guarantees on income annuities jumped to 26% compared to the previous year, at 22.4%. This is the third year in a row that significant increases in these inquiries were observed. Experts believe this is a …
You’ve worked hard your entire life to stash away your hard-earned money into 401(k)s and IRAs, and you’re finally ready to retire. First of all, congratulations! Now, it’s time to deal with your tax dilemma. Generally, you have to start taking required minimum distributions (RMD) …
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