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Understanding Annuity Income

There are a lot of choices when purchasing an annuity, but in general, the guaranteed  lifetime income stream is always the same, according to a recent article from The Street. Author, Stan “the Annuity Man” Haithcock, argues that whether you purchase an SPIA (Single Premium …

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Confinement Care Riders 101

According to a recent article by annuity guru Stan Haithcock, deferred annuities with attached confinement care riders are the “most recent overhyped benefit touted by agents.” Although Haithcock does add that they do have a place in many portfolios, but as usual, only if they …

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Variable Annuities Adapting to Changing Times

I was attracted to this article immediately because of the title, “Bruised, But Not Broken.”  I think that is such a great description of the state of variable annuities right now.  Financial Advisor’s Karen Demasters says that consumers need not worry that variable annuities are …

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