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Weigh Tax Benefits of Annuities & Life Insurance

The basic purposes for annuities and life insurance are straightforward; the first offers a steady stream of income in retirement and the second pays death benefits to your heirs to help them survive after you are no longer around.  But according to Paul Sullivan of …

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When an Annuity Will Work for You, and When it Won’t

Whenever I see the always present articles asking “Are annuities right for you?,” I get ready to cringe at the “expert” answers.  Depending upon the source of the article, these so-called experts may not know anything about annuities and they typically generalize their responses for …

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The Good and Bad of Annuity Products

Terry Savage of the Chicago Sun Times wrote such an honest review of annuity products in her article, “Annuities: Weigh them carefully, and scrutinize the details.”  I completely agree.  Annuities offer excellent benefits, the most popular being exposure to market upsides, protection against market downsides, …

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