Home / S&P

S&P

Find the Answers to These 7 Annuity Questions

There are a lot of moving parts involved with annuity products, especially some of the more complex varieties. So inherently, there are also plenty of questions that come along with a potential annuity purchase. This summer, Forbes magazine published an article about the seven questions you should ask before you buy an annuity product. LifeHealthPro took this information from two financial experts and expanded it to include what advisors should use to help explain these seven things to their... Read More

Evaluate Annuity Riders Before Adding Them

You have a lot of options to choose from when it comes to annuities.  Some of the simplest annuities don't have riders attached and are fairly inexpensive.  The more riders that you add to your annuity product, the more you will pay.  When purchasing an annuity, you have to weigh the benefits with the costs for each particular product.  In "Annuity Riders May Have Benefits, Extra Costs" by Chas. P. Smith of The Ledger, the pros and cons of adding these riders are discussed.  Annuity riders... Read More

Know the Details of Your Variable Annuity

In CNBC's article "4 things you really need to know about your variable annuity," Elizabeth MacBride offers important information about variable annuity products.  Sometimes this type of annuity gets a bad rap, but for the right person variable annuities offer great benefits.  The amount of money invested in variable annuities has grown to $1.7 trillion.  Variable annuities are like mutual funds that are issued through an insurance company.  You take advantage of tax-deferral during the... Read More

Ohio National’s Variable Annuity Sales Up 8.5%

Even though the financial markets and economy had a volatile year, Ohio National had a record year for their earnings, capital growth, and sales.  Their industry was quite challenged this past year with low interest rates and volatile equity markets, but they maintained their strong capital position and excellent ratings. With variable annuity sales of $1.6 billion in 2011, Ohio National increased their total by 8.5% over 2010.  Last year they focused on protection and guarantees, and in... Read More

Restored Interest in Variable Annuities

According to California's Daily Breeze article "MONEYWISE: Looking into the renewed interest in investing in annuities," Stephanie Enright says that the government's interest in promoting annuities has sparked an increased interest from investors.  Annuities are most often issued by insurance companies and grow over time with the expectation that you can receive lifetime income payments in retirement.  Two reasons annuities are popular are that some have a long-term-care insurance rider,... Read More

Fixed Indexed Annuities Battle Over

It looks like the battle is over for fixed indexed annuities and other indexed annuity products.  The U.S. Securities and Exchange Commission said they would have to reevaluate their information after the U.S. Court of Appeals vacated the SEC's Rule 151A.  The SEC had hoped to get indexed annuities classified as securities so they would be put under the SEC's jurisdiction.  According to National Underwriter's "Rater: Indexed Annuity Ruling Will Stick," Standard & Poor's Ratings Services... Read More

Ohio National's Best Annuities Get An A+

Ohio National will keep its 'A+ Superior' rating from A.M. Best, according to an Ohio National Financial Services news release.  The rating is based on the strength of their balance sheet, their business profile, and their operating performance.  This is the second to highest rating on A.M. Best's 16-part scale.  Not only did Ohio National receive this 'A+ Superior' strength rating, but their rating outlook was upgraded to 'stable'.  In a review of the company's 2009 finances and... Read More

Variable Annuities at a Seventeen Year High

Variable annuity assets increased by the largest margin in 17 years in the second quarter of 2009, according to Andrew Frye of Bloomberg.com.  His article "Variable Annuity Assets Advance Most in 17 Years," lists the main reasons as a stock market rise and an increase in the amount that savers are investing.  The total variable annuity assets reached $1.19 trillion to end the second quarter.  This was a big help to the largest two life insurers, MetLife Inc. and Prudential Financial Inc.  A... Read More

Annuities Hold Strong for Allianz Life

The Allianz Life Insurance Company of North America has been selling annuities, life and long-term care insurance since its inception in 1896, according to company press release "Allianz Life Ratings Reaffirmed and Record Earnings Reported."  Allianz Life is based in Minneapolis; their parent company is Allianz SE, a global financial services group.  Both their Moody's and Standard & Poor's ratings were reaffirmed this year.  Moody's rates Allianz Life A2 (Good) and their S & P... Read More

How Valuable are Annuity Ratings?

It looks like there are some questionable practices going on with the financial strength rating institutions, according to "CalPERS Gives Rating Agencies an FFF" by Kerry Pechter in the Retirement Income Journal. Investors and advisers alike have historically put a lot of faith in the ratings from Fitch, Standard & Poor's, and Moody's.  The companies rate the financial strength of annuities, bonds, and bond funds through a letter value system.  Unfortunately, a lawsuit filed by... Read More

Annuityfyi.com - Prefooter

Annuity FYI

Contact

Mailing Address:

1165 NE 105 St.
Miami Shores, FL 33138

Email:

support@annuityfyi.com

Phone:

(866) 223-2121

Follow Us On

Click for the BBB Business Review of this Annuities in Miami Shores FL

Copyright © 2019 AFYI Holdings Group, LLC, All Rights Reserved

Share On Facebook
Share On Twitter
Share On Linkedin
Share On Pinterest