If you’ve got a 401k plan at work, you probably hear a lot about using annuities within your plan. Currently, 16% of employers offer annuities within their 401k plans. Workers are not forced to use them, but many recent studies have found that annuity products …
Suitability guidelines are very important for annuity products. Those of us with good ethical standards need to make sure that the industry is treating consumers well. Two groups putting suitability standards into effect are FINRA and the NAIC. I just updated a blog post about …
Americans in general seem to dislike being told what to do. The firestorm against President Obama’s Affordable Care Act, which requires all Americans to carry health insurance policies, has been unavoidable. But still, BlackRock Inc.’s CEO thinks that Americans need to be forced into saving …
Although FINRA isn’t pleased with their recent decision, advisors are happy that the regulatory agency is no longer trying to regulate them. According to Financial Planning’s “Advisors Cheer as FINRA Drops Bid to Regulate RIAs,” FINRA will no longer be campaigning to be the regulatory …
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