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Structured Settlements and the Incentives That Complicate Them

Every year, thousands of individuals are involved in accidents that require years of medical care, often funded by a lump-sum financial settlement. Because it can be extremely challenging to manage such care with an all-cash settlement, many end up settling legal claims with a structured …

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Indexed Annuities Poised to Have a Good Year

Last year was a great year for indexed annuities.  If the rest of the year follows the trend set by the first quarter, 2015 will also be a good year for the indexed annuity industry.  LifeHealthPro’s Daniel Williams talked about what happened with indexed annuities …

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Deferred Fixed Annuity with Guaranteed Withdrawal Benefit

Pacific Life Insurance Company has just released a new deferred fixed annuity that is a little different from the rest.  The Pacific Income Advantage not only offers fixed annuity benefits, but it also has the option for a Guaranteed Withdrawal Benefit with yearly crediting.  This …

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Six Low-Cost Variable Annuities

Annuity FYI just added a new page with information about some of the best low-cost variable annuities available right now.  I thought it was important to summarize this information on the blog as well because we are constantly asked about low-cost variable annuities.  Do they …

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