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Deferred Vs. Immediate Annuities

The Annuity News Journal article by Henry Steelman, “Is it wise to delay my annuity,” examines the benefits to deferred versus immediate annuities.  When purchasing an annuity, you have the option to start receiving payments immediately with an immediate annuity or to defer your payments …

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New York Life Separates Annuities & Insurance

The retirement income business and the broker-dealer unit have been combined by New York Life Insurance Co.  They just reorganized their company into two separate businesses.  Their insurance group will remain a separate entity from the other business of retirement income.  New York Life Investments, …

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Comparison Between Annuity and Hotel

In Maria Wood’s LifeHealthPro article “Checking Into Annuities,” the author draws a comparison between the annuity industry and the hotel industry after working in both.  Both annuities and hotels may seem like simple products at first glance, but both have many different options and their …

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The Psychology of Immediate Annuities

People have been studying the psychology of annuities for years because they have the benefits many are looking for, but are not sold in the numbers that it seems they would be.  Annuities offer the same type of benefits and security as the beloved pension, …

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