IALC

Annuity Information Abounds Online

There is a wealth of information online to support people interested in purchasing annuity products, as well as the brokers and advisors who sell them. In this advanced technological time, online tools are crucial to the annuity industry and help overall annuity sales. In "Online tools, information, research support annuity sales," LifeHealthPro's Peggy Bresnick gathered a list of some of the most important sites available for this type of research. These online resources can help explain the... Read More

2016 Outlook for Fixed Indexed Annuities

There have been many articles written recently about fixed indexed annuities and their growth expectations for the upcoming year. After significant growth over the past few years, "FIAs remained strong in 2015 and will grow in 2016," according to LifeHealthPro's Peggy Bresnick. She interviewed the executive director of the Indexed Annuity Leadership Council (IALC), Jim Poolman, to discuss what happened with fixed indexed annuity products in 2015 and to forecast their 2016 outlook.Although... Read More

Change is Coming for Fixed Indexed Annuity Industry

Since fixed indexed annuity products celebrated their 20th birthday last year, LifeHealthPro's Peggy Bresnick looked into what we can expect from these annuities going forward in the article "What does the future hold for FIAs?" Their original purpose hasn't changed much. FIAs were introduced to give retirees a reliable and secure source of income, something that consumers are still searching for in 2016. Sales have grown significantly since then and are forecasted to continue growing into the... Read More

Millennials Are Behind In Retirement Planning

Millennials are facing unique financial challenges because the fallout from 9/11, the Great Recession and skyrocketing higher education costs. They are being compared to the generation of Americans who emerged from the Great Depression with low risk tolerance who continued to invest conservatively their entire lives. LifeHealthPro's Peggy Bresnick says that "Retirement planning should start now for financially beleaguered Millennials." Millennials range in age from 18 to their early 30's right... Read More

Less Than 10% Expect Annuity Income In Retirement

A recent survey taken on behalf of the Indexed Annuity Leadership Council (IALC) asked more than 6,800 people with a wide range of wealth about retirement preparedness and annuity products. Insurance News Net’s Linda Koco summarized the study results in her article “About 1 In 10 ‘Expect’ To Rely On Annuities In Retirement.”1 Nine percent of the Americans surveyed said that they “expect to be able to rely” on annuity income as part of their retirement income.. Nearly half of those... Read More

Fixed Indexed Annuities Offer Balance, Safety, and Growth Potential

The Indexed Annuity Leadership Council recently issued a press release about the benefits of fixed indexed annuities, so I thought it might be a good time for a refresher on these annuity products.  Fixed indexed annuities have increased in popularity recently, partly because they offer some benefits of both fixed and variable annuities.  One reason for the increasing interest in indexed annuities is the changing landscape of retirement and retirement financing.  The traditional retirement... Read More

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