As we are always stressing here at Annuity FYI, there are both good annuities and bad annuities. In Steve Vernon’s article for CBS News’ Moneywatch, “The best way to buy annuities for retirement,” he says that annuities hold an important place in your retirement planning …
While the total annuity sales last year were at their lowest level since 2005, I don’t think that’s all bad news. Part of the reason for this decline has been steadily low interest rates combined with low consumer confidence, but there’s another reason for the …
Annuities started as simple products to help investors guarantee lifetime income and keep their money safe. As time has passed, many annuities have increased exponentially in complexity. This is for many reasons, including adding benefits to consumers and helping insurance companies make money. In the …
The Wall Street Journal’s MarketWatch recently published an article by Anne Tergesen stating that “More boomers (are) buying ‘longevity’ annuities.” While immediate annuities are still a popular choice for retirees, some younger Baby Boomers are purchasing deferred annuities as early as their 50’s, even though …
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