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New Variable Annuity Product Offers Unique Benefits

There is still variable annuity product innovation going on in the industry, despite the fact that a lot of the attention has gone to fixed indexed annuities lately. Although their sales haven’t been increasing, variable annuities still account for the vast majority of total annuity …

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Are Annuities the Donald Trump of Retirement Income Planning?

For The Wall Street Journal article, “Why Investors Should Consider Annuities,” Morningstar’s David Blanchett looked into whether or not annuities are good for personal retirement planning. He likened annuity products to Donald Trump because people tend to love them or hate them, much like the …

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How to Use Longevity Annuities as QLACs

Longevity annuities are one of the newest financial planning tools for retirees who have a good chance to live a very long life. While they have been around longer, they’ve had a steep uptick in attention over the past year. A lot of this attention …

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How Mortality Credits Make Income Annuities Work

You would be hard pressed to find someone who doesn’t want guaranteed lifetime income. But there are not very many places to find this type of a guarantee. Lucky workers have a pension that will continue to pay them income even after they are no …

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