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How Mortality Credits Make Income Annuities Work

You would be hard pressed to find someone who doesn’t want guaranteed lifetime income. But there are not very many places to find this type of a guarantee. Lucky workers have a pension that will continue to pay them income even after they are no …

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Annuities Offer Benefits, But Ask Questions Before Purchasing

In a recent article for The Wall Street Journal, the American Association of Individual Investors’ Charles Rotblut offered “A Guide to Avoiding the Biggest Annuity Mistakes.” Annuities confuse many people, so it is the responsibility of advisors and insurance companies to make sure that these …

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Consumers Want Guaranteed Lifetime Income Options in DC Plans

Americans are looking for lifetime income and providers are responding to this demand with new and improved products for defined contribution plans. In Plan Sponsor’s “Providers Respond to Participants’ Call for Lifetime Income,” John Manganaro talked about how the retirement income industry is evolving. Both …

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Annuities Help With Two Major Retirement Concerns

One of the top retirement concerns right now is running out of money during your retirement. Purchasing an annuity product with some of your retirement savings can help ensure that those savings last for as long as you live. Annuities can also protect against another …

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