Did you realize that more than 9,000 Americans reach the “retirement age” of 65 every day? And because people in general are living longer, healthier lives, they will need more money to survive. As more and more people join this demographic, the implications for federal …
A 401(k) plan is a retirement savings plan that is sponsored by an employer. It allows workers to save and invest a portion of their paycheck before taxes are taken out. While these plans are great for helping employees save and invest, they don’t provide …
Experts in the annuity industry have been pushing the government to make changes to regulations that would allow for more use of annuities in 401k plans. The Retirement Enhancement and Savings Act of 2016 does just that. It was recently passed by the Senate Finance …
Over the past few years, the government has been pushing consumers to use annuity products in their retirement planning. The Treasury Department promoted the use of longevity annuities in 401k plans through new rules back in 2014. Then they made it alright to use target …
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