Those workers lucky enough to have a pension plan from their employer receive a stream of income payments during retirement that will last as long as they live. Most workers, however, have defined contribution plans like 401ks instead of pensions. The majority of 401k plans …
The first longevity annuity created specifically to meet the new QLAC federal regulations has been introduced by AIG. The company’s American General Life Insurance Company created the American Pathway Deferred Income Annuity to be eligible as a qualifying QLAC in traditional IRA’s. This information comes …
In “Lifetime income is possible (and necessary)” on Producers Web, Peter J. D’Arruda tells us why it is so important to have a lifetime income stream. He says that a retirement plan that doesn’t guarantee your income will last as long as you live isn’t …
It’s been well over a year since the Treasury Department made a proposal that would make it easier for people to buy annuities with their 401k or IRA money. They sent out a request for information from many in the industry and then made their …
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