Immediate Annuity Benefits

There are many advantages in choosing an immediate annuity as part of your retirement portfolio.  You can start collecting monthly checks as soon as a month after purchasing the annuity.  This money is guaranteed for the term of the annuity; there are many options for term length.  It can be a specified amount of time, your lifetime, your spouses lifetime, and even a specified time frame for inheritants to receive payments after your death.  Tax-deferral is another benefit.  Annuities are not taxed as they grow over the years, the taxes are paid with the monthly withdrawals, whenever those begin.  The low-risk and cautious strategy of most annuities is seen as a stress-free piece of the big picture of retirement.

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