| Company & Annuity |
Fees (Management Fees Vary with Portfolio) |
Surrender Period |
Death Benefit Available? |
Living Benefit Available? |
To Order a Free Information Kit |
Advisors Choice 2000 |
M & E: 0.65%
Contract Fee: lesser of $35 or 2% of AV, waived over $50K |
None |
Yes |
Yes |
 |
Personal Retirement Annuity |
M & E: 0.25% |
None |
No |
No |
|
Pacific Odyssey |
M & E: 0.40% |
None |
Yes |
Yes |
|
Monumental Life Insurance Company Advisor's Edge Details Neither AFSG Securities Corporation nor its affiliates, including Transamerica Life Insurance Company, sponsors or is in any way affiliated with Annuity FYI or Burgess Wever. |
M&E&A: 0.55% Return of Policy Value Death Benefit
ROP 0.60%
Annual Step Up 0.75%
Annual Service Fee $30 (waived if premium less withdrawals
or policy value is at least $50K) |
None |
Yes |
Yes |
|
No-Load Variable Annuity |
M & E: 0.55% |
None |
Yes |
No |
|
No-Load Immediate Variable Annuity |
M & E: 0.55%*
*Option 9, which allows you to take withdrawals during
the 1st 5 years, has an M&E of 1.40% (withdrawal fees
are: 5% year 1, 4% year 2, 3% year 3, 2% year 4, 1% year
5, no withdrawals after 5 years) |
None |
Yes |
No |
|
Monumental Life Insurance Company
Vanguard Variable Annuity Details Neither AFSG Securities Corporation nor its affiliates, including Transamerica Life Insurance Company, sponsors or is in any way affiliated with Annuity FYI or Burgess Wever. |
M&E&A: 0.30% for Accumulated Value, 0.35% for Return
of Premium and 0.42% for Annual Step-Up death benefit
options
$25 Annual Contract Maintenance Fee (waived if
Accumulated Value is $25,000 or more) |
None |
Yes |
No |
|
Monument Advisor |
$20 per month regardless of premium |
None |
No |
No |
|
