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What is a Bonus* Annuity?

Some annuities with surrender charges reward the annuity-owner by offering a bonus: the insurance company adds sometimes 3% to 8% to your premium payment(s), which can make for an excellent head start. For example, if your premium payment is $10,000 in a bonus annuity, the insurance company will add $300 to $800.

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ANNUITY FYI’S TOP BONUS ANNUITIES PICKS

Company Product Name
axa-life-insurance Accumulator Plus / Retirement Cornerstone CP
pacific_life Value Select
allianz_logo Vision Variable (Income Protector)
Click Here for Complete List…

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ADVISOR INSIGHT

“A bonus annuity offers the advantage of an increase to your income value and in some cases the principal as well. They can be a great option when considering lifetime income, but can be often confusing as the bonus is calculated differently in each product. As with any annuity contract, it is important to understand the fine print to ensure the bonus is truly helping you accomplish your goals.”

David Smith, Financial Advisor

Annuity FYI Expert

ARTICLES & GUIDES

Criteria for Evaluating Bonus Annuities

Criteria for Evaluating Bonus Annuities

When evaluating the numerous bonus*** annuity products on the market, Annuity FYI looks fo…

 

*Bonus annuities may carry higher fees and charges than annuities without the bonus feature, may only accumulate interest prior to annuitization, and may not pay the bonus in case of early withdrawal

 
This web page has been reviewed for compliance.Document reference: #1500261-6

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