Click below for a side-by-side comparison of the most competitive annuities and annuity riders Annuity FYI has found in each category.
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|Annuity FYI’s Recommended Annuities|
|Secondary Market Annuities|
|Guaranteed Minimum Income Benefits(GMIBs)|
Guarantee the greater of the actual value, 5-7% compounded annual interest (annuitized), or the highest contract anniversary value (annuitized).
|Lifetime Withdrawal Benefits (LWBs)|
Allow you to take withdrawals from 4-8% per year for your entire lifetime, regardless of your account value…
|Living Benefit Riders|
|Guaranteed Account Value Benefits (GAVs)|
Guarantee your original investment, give you market upside, and allow you to take your investment as a lump sum after a certain period of time.
|Death Benefit Riders|
|Investment Strategies & Asset Allocation Models|
*Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company.
***Bonus annuities may carry higher fees and charges than annuities without the bonus feature, may only accumulate interest prior to annuitization, and may not pay the bonus in case of early withdrawal.
^Annuity riders may be available for an additional annual premium that may provide additional benefits and income guarantees.
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