For years, wealth managers have paid little attention to longevity risk or annuities. But times are changing, and even wire houses like UBS are at least talking the longevity talk. Read more.

A long-term lump sum annuity from American General offering an annual return of 5.50% for 23 years!

Here’s a New Guggenheim Life and Annuity Fixed Indexed Annuity That Is Truly Appealing

Lincoln Financial Group’s Deferred Income Solutions has been added to Annuity FYI’s “Top Deferred Income Annuity Picks”.

Brian Horn shares his insights on Fixed Annuities.


Up to 13.5% of S&P upside, none of the down side, 100% liquidity, & life insurance, all in one?

Call Us now for more info: 1-866-223-2121.


Annuity Basics can help answer your questions, or walk you through step-by-step tutorials on annuities.


Annuity FYI’s exclusive guides cover a range of annuity and retirement planning topics.


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Is A Lifetime Annuity Better Than The 4% Withdrawal Method?

There is an ongoing argument in the financial world about which is better: an annuity that guarantees a lifetime payout* or a 4% withdrawal scheduled from your retirement savings ...

Create Retirement Income with Immediate or Deferred Income Annuity

U.S. workers are concerned that they will run out of money in retirement, and for good reason. The Insured Retirement Institute asked Baby Boomers if they were confident that they ...

Issues Regarding the Use of Longevity Annuities as QLACs

The government supports longevity annuities as important retirement income planning tools.  Multiple regulations last year made it easier and more beneficial to use these types ...

Indexed Annuities Offer Benefits, But Be Aware of Drawbacks

Indexed annuity sales have been very strong over the past couple of years.  These annuities sometimes get a bad rap in the media so it may be hard to know if they are a product ...


AnnuityFYI is devoted to educating investors and financial professionals about annuities. Annuity FYI was launched in November of 2000 and since then has become the nation’s most respected resource for learning about, comparing, and selecting annuities.

There are over 2,000 insurance companies in the US offering more than 15,000 annuity products. Most of these are just plain poor investments, with high fees and commissions. We believe that fewer than 2%, or 300 of them, are potentially exceptional investments worthy of your consideration. Our mission is to seek out the very best annuities and annuity riders among the thousands of products in the marketplace, and give investors the expert resources necessary to make an informed annuity purchase.

Our Annuity FYI Affiliates are always a phone call away to answer your questions, and are trained to qualify your needs, goals, and risk tolerance; direct you to annuities that are best-in-class and suited to your needs, and help you avoid annuities that are not in your best interest; and recommend the best product(s) based on your individual needs. If you are already working with a financial professional who does not specialize in annuities, Annuity FYI can work with the advisor to recommend the most suitable annuity. If you are not working with a financial professional, Annuity FYI can refer you to an Annuity FYI Affiliate who can oversee the investment of an annuity; service your needs on a regular basis to be sure your investment goals are aligned with your annuity portfolio, including regular review of your portfolio and notification of outstanding annuity investment opportunities and special offers.