{"id":7500,"date":"2010-04-13T12:10:56","date_gmt":"2010-04-13T17:10:56","guid":{"rendered":"http:\/\/www.annuityfyi.com\/blog\/?p=267"},"modified":"2023-02-15T04:48:49","modified_gmt":"2023-02-15T04:48:49","slug":"retirement-pyramid-annuities-in-2-levels","status":"publish","type":"post","link":"https:\/\/www.annuityfyi.com\/blog\/2010\/04\/retirement-pyramid-annuities-in-2-levels\/","title":{"rendered":"Retirement Pyramid: Annuities in 2 Levels"},"content":{"rendered":"<p>The Insured Retirement Institute (IRI), the non-profit organization promoting insured products like <a title=\"annuities\" href=\"https:\/\/www.annuityfyi.com\/\" target=\"_blank\" rel=\"noopener\">annuities<\/a>, has introduced a retirement pyramid.&nbsp; The pyramid aims to provide a secure retirement for its users by putting the largest amount of money into the largest or bottom tier and gradually decreasing the amounts as you climb the pyramid.&nbsp; <em>National Underwriter&#8217;s <\/em>article &#8220;IRI Promotes Retirement Planning Pyramid&#8221; explains the strategy.&nbsp; This week is the IRI&#8217;s National Retirement Planning Week of 2010, so they chose this time to promote the retirement pyramid.<\/p>\n<p>This pyramid concept is meant for both consumers and professionals in the financial industry to use.&nbsp; The three items making up the base of the pyramid are annuities, social security, and defined benefit pension income.&nbsp; The second tier, called &#8220;long-term assets&#8221;, includes <a title=\"fixed annuity\" href=\"https:\/\/www.annuityfyi.com\/fixed-annuities\/\" target=\"_blank\" rel=\"noopener\">fixed annuity<\/a> and other annuity income, 401k plans, real estate, and individual retirement accounts.&nbsp; &#8220;Insurance&#8221; is the third tier encompassing Medicare, health insurance, life insurance, and long term care insurance.&nbsp; The IRI&#8217;s top tier, &#8220;Investments&#8221;, is where they put stocks, bonds, mutual funds and certificates of deposit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Insured Retirement Institute (IRI), the non-profit organization promoting insured products like annuities, has introduced a retirement pyramid.&nbsp; The pyramid aims to provide a secure retirement for its users by putting the largest amount of money into the largest or bottom tier and gradually decreasing &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Retirement Pyramid: Annuities in 2 Levels\" class=\"read-more button\" href=\"https:\/\/www.annuityfyi.com\/blog\/2010\/04\/retirement-pyramid-annuities-in-2-levels\/#more-7500\" aria-label=\"Read more about Retirement Pyramid: Annuities in 2 Levels\">Read more<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,58,423],"tags":[33,150],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7500"}],"collection":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/comments?post=7500"}],"version-history":[{"count":1,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7500\/revisions"}],"predecessor-version":[{"id":27541,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7500\/revisions\/27541"}],"wp:attachment":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/media?parent=7500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/categories?post=7500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/tags?post=7500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}