{"id":7325,"date":"2011-06-30T22:01:02","date_gmt":"2011-07-01T03:01:02","guid":{"rendered":"http:\/\/www.annuityfyi.com\/blog\/?p=488"},"modified":"2023-02-15T02:09:59","modified_gmt":"2023-02-15T02:09:59","slug":"fixed-annuity-rates-offer-safer-retirement","status":"publish","type":"post","link":"https:\/\/www.annuityfyi.com\/blog\/2011\/06\/fixed-annuity-rates-offer-safer-retirement\/","title":{"rendered":"Fixed Annuity Rates Offer Safer Retirement"},"content":{"rendered":"<p>Fixed annuities guarantee lifetime income payouts based on a number of factors.&nbsp; In <i>EHow&#8217;s<\/i> article &#8220;About Fixed Annuity Rates,&#8221; John Hewitt discusses the investments which guarantee a certain rate of return.&nbsp; <a title=\"fixed annuity rates\" href=\"https:\/\/www.annuityfyi.com\/fixed-annuities\/\" mce_href=\"https:\/\/www.annuityfyi.com\/fixed-annuities.html\" target=\"_blank\" rel=\"noopener\">Fixed annuity rates<\/a> change periodically like all interest rates, and your rate is usually locked in when you purchase your fixed annuity.&nbsp; Insurance companies invest fixed annuity funds in assets like bonds or treasury bills that have fixed returns.&nbsp; Fixed annuities are safe and dependable investments because they guarantee your rate of return and pay you monthly income through retirement.<\/p>\n<p>Your fixed annuity rates are based on your age, health status, gender, and the market interest rates.&nbsp; One fixed annuity benefit that investors like is the tax deferral.&nbsp; Taxes are deferred on your principal and interest earned until you start receiving your payments.&nbsp; Of course the guaranteed returns are popular as well.&nbsp; Other investments don&#8217;t have guaranteed payouts, especially when they are tied to a stock market.&nbsp; <a title=\"fixed equity indexed annuities\" href=\"https:\/\/www.annuityfyi.com\/fixed-indexed-annuities\/\" mce_href=\"https:\/\/www.annuityfyi.com\/compare_fixed_indexed_annuities.html\" target=\"_blank\" rel=\"noopener\">Fixed equity indexed annuities<\/a> are a hybrid annuity that offers benefits from both traditional fixed annuities and those tied to a stock market index.&nbsp; Fixed annuities, like most investments, are not right for every investor.&nbsp; But if you plan on keeping your money through the maturation period, find a rock solid insurer, and get expert advice on choosing a fixed annuity, this investment could help finance your retirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fixed annuities guarantee lifetime income payouts based on a number of factors.&nbsp; In EHow&#8217;s article &#8220;About Fixed Annuity Rates,&#8221; John Hewitt discusses the investments which guarantee a certain rate of return.&nbsp; Fixed annuity rates change periodically like all interest rates, and your rate is usually &#8230; <\/p>\n<p class=\"read-more-container\"><a title=\"Fixed Annuity Rates Offer Safer Retirement\" class=\"read-more button\" href=\"https:\/\/www.annuityfyi.com\/blog\/2011\/06\/fixed-annuity-rates-offer-safer-retirement\/#more-7325\" aria-label=\"Read more about Fixed Annuity Rates Offer Safer Retirement\">Read more<\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[88,26,467,436,227],"tags":[151,466],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7325"}],"collection":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/comments?post=7325"}],"version-history":[{"count":2,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7325\/revisions"}],"predecessor-version":[{"id":26261,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/posts\/7325\/revisions\/26261"}],"wp:attachment":[{"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/media?parent=7325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/categories?post=7325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.annuityfyi.com\/wp-json\/wp\/v2\/tags?post=7325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}