About Our Top Picks
Annuity FYI’s Top Picks represent what we feel are the best annuities among the thousands of products in the marketplace today.
- Top growth products are based on several factors, including company rating and benefits.
- Top income annuities include products currently offering the highest income* payouts.
- The Fixed or Multi-Year Guarantee Annuity (MYGA) rate table is regularly updated with current top rates by contract period.
Rates can vary by state, age, spousal information, and other factors. Not all products may be available in all areas. For these reasons, we recommend requesting a custom quote or product information by clicking the button below each Top Picks table.
Top Fixed Index Annuities for Growth
Principal protection with upside potential through index participation (such as S&P 500). Principal protection and growth.
1.
Harbourview FIA
Why We Like It
Fixed Rate Special! Up to 8.50% guaranteed fixed rate for the first year with S&P 500, NASDAQ 100 and Russell 2000 index options and no fees
2.
OptiBlend
Why We Like It
Participation Rate of 80% on S&P 500 over 7 years, unique strategies pertaining to Roth conversions. No market risk or fees
3.
Index Protector
Why We Like It
Commission Free Annuity, earn up to 12.00% cap on the S&P 500 with no market risk or surrender charges
4.
Index Foundation 2
Why We Like It
No renewal rates! Earn up to 7.85% on the S&P 500 per year with a cap that is locked in for the entire investment term with no fees!
5.
Protector
Why We Like It
7.50% cap on the S&P 500 locked in, guaranteed minimum interest credit of 20% and return of premium feature
Top Fixed Index Annuities for Income
Guaranteed Lifetime Income is dependent on multiple factors including, but not limited to age, state of residence and deferral period. Please consult one of our professionals for an exact quote.
1.
150+ SE
Why We Like It
Highest in class immediate income
2.
Power Select Plus
Why We Like It
Industry leading income figures throughout 60's and 70s from an A rated carrier, particularly for joint life
3.
Ultra Future
Why We Like It
Short and Sweet! High guaranteed lifetime income for short deferral periods years (1-2 years)
4.
MarketFuture
Why We Like It
Highest in class guaranteed lifetime income at the 6-10 year deferral range, particularly for single life
5.
MarketEarly
Why We Like It
Highest in class guaranteed lifetime income at the 3-5 year deferral range, particularly for single life
Top Bonus Annuities for the Annuity Rescue Program
1.
Performance Elite Plus
Why We Like It
Now offering up to a 27% bonus and extremely competitive rates on a diverse selection of index options
2.
TopRidge Bonus
Why We Like It
Great for income planning! 20% premium bonus, unique posititioned to provide protected income stream over a set number of years or to fund life insurance
3.
PrimeStart Bonus 10
Why We Like It
You get the lowest index price entry in the first 90 days of issue allowing for most growth potential, up to 14% premium bonus with no fee
4.
American Select Bonus 10 Plus
Why We Like It
Up to 23% Bonus which issues up to age 85, great if you're looking for that bonus but age is a barrier to entry. New NASDAQ based index
5.
Guaranty Growth Builder
Why We Like It
Up to 20% Bonus with S&P 500 index options and strong renewal rates
Guaranteed fixed rate of return for a specified period of time.
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Top Fixed Annuity (MYGA) Rates
* Income calculations are based on a male, age 65, living in Florida with a $100,000 investment.
** Usually at an additional fee of .85% to 1.25% annually on average.
*** Usually at an additional fee of .90% to 1.50% annually on average.
